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SME Solutions

We recognize that Small and Medium Enterprises (SMEs) are one of the pillars of our accelerating economy, and are an indispensable component of Saudi Vision 2030.

We provide a comprehensive, constantly expanding, and attractively priced set of products aimed at supporting SMEs in their growth journeys. This includes point of sale financing, working capital, IT sector financing, capex, payroll financing, and more.

To start your journey with SAB SME today, you can complete the Product Request Form and one of our dedicated SME Relationship Managers will reach out to you. We look forward to working together.

Product Request Form




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Point of Sale Financing

Whether you need to build or improve your PoS network, our PoS solutions are right for you.

Offering Short and Medium Term Loans to customers with a financing amount from SAR 100K up to SAR 18m with flexible repayment tenor up to 5 years.

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Working Capital Financing

Our Working Capital Financing provides short-term financing options and supports businesses in obtaining additional funds to help cover everyday costs and business requirements

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CAPEX Financing

Our Capital Expenditure (CAPEX) Financing Programme offers options for medium to long-term financing and intends to provide facilities with financing to develop and upgrade fixed assets such as equipment and machinery

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Payroll Financing

Our payroll financing product offers short-term finance options and aims to provide businesses with financing so they can pay their employees' salaries

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IT Sector Financing (NTDP)

Financing to accelerate the growth of KSA firms operating in the IT (Information Technology) and ET (Emerging Technologies)

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