Dear SAB Cardholder:

To ensure that our services comply with Shariah- committee requirements, we are pleased to inform you that your Conventional Credit Card/s will be converted to Islamic Credit Card. We assure you that this will not affect your Card number/s, credit facilities nor will it result in any change to the way you operate your day-to-day transactions in any way.

Accordingly, and based on the terms and conditions of the conventional Credit Card concluded with you and any amendments arose thereto, we would like to advise you that the terms and conditions of your Credit Cards have been changed.

Please be noted that your continued dealing with your Credit Cards after 30 days of this notice shall be deemed an acknowledgment and acceptance of you to the terms and conditions of Islamic Credit Cards. Enclosed herewith the terms and conditions of Islamic Credit Card, noting that they are subject to change from time to time. You may review the latest update through visiting the Bank's website link here

For further information or inquiries in this regard, please do not hesitate to contact SAB via Contact Centre or your Relationship Manager.

Warm regards,