Refer A friend

 Share all the benefits of SAB

You've already discovered the benefits of banking with us. So spread the word and refer a friend to SAB to get a referral reward for every person who opens a new account.

How do referral program work?

You provide a friend with a recommendation they can trust. And as a thank you we will award you with ICSAB+ points. Everyone wins! Just make sure your friend is not already a SAB customer and that they're happy to be contacted by us.

Take a closer look

Get 10,000 ICAB+ points for every new Premier customer

Your friend will get:

  • Priority service in Premier Centers & special lounges in Saudi Arabia.
  • An expert Premier Relationship Manager is on call to help your friend discover and enjoy everything that Premier has to offer
  • Exclusive range of rewards, offers and privileges with our no annual fee SAB Premier MasterCard and linked ICSAB+ loyalty program for card spends
  • Preferential rates and free offers for many banking products and service
  • HSBC Global recognition and worldwide emergency support.

They'll need to:

  • Transfer a monthly Salary with a minimum of SAR40,000 or
  • An existing 3 months average of SAR 500,000 - minimum 3-months average SAR 350,000 with SAB and SAR 150,000 with SAB invest

Get 5,000 ICSAB+ points for every new Advance customer

Your friend will get:

  • priority customer service in our Advance Lounges
  • Free Advance Visa Credit Card
  • Global emergency support

They'll need to:

  • Transfer a monthly Salary with a minimum of SAR20,000
  • Total size of relationship with SAB and Alawwal invest of minimum SAR100,000



  • Your friend must open the account and meet its eligibility requirements within 3 months of your referral.
  • You'll have to have been a current SAB customer for at least a month to refer a friend.
  • You can refer up to 9 people every calendar quarter.