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    New Rewarding Experience with ICSAB+!

    Welcome to the most rewarding loyalty program "ICSAB +” Enjoy rewards like never before and maximize your point earning! Our big merchant’s network is at your service with more than 100+ local and international partners, in addition to multiple redemption options that are tailored for an even more rewarding banking experience.

    Digital Activities

    Go Digital !

    Earn Points SAB Online and SAB Mobile Registration

     

    Get 20 points for registering to mobile banking and 10 points for registering into online banking!

    Earn Points by being Active

    • Visit digital banking channels every month and keep earning points
    • Use more of the digital banking services.

     

    Earn points by changing the paper statement to digital statement:

     

    When statement changed to digital No. earned Points
    Via SAB Online 10 Points
    Via SAB Mobile 20 Points

     

    ITM Services Points Frequency
    Cash Deposit/Withdrawal 10 Points Once per day
    Cheque Deposit/Withdrawal 10 Points Once per day

     

    E-Desk Services Points
    Print Chequebook 10 Points
    Print E-Statements 10 Points

     

    Earn points for enroll Initial Public Offering (IPO) via e-services

    Enroll Via SAB Online 20 Points
    Enroll Via SAB Mobile 40 Points

    Card Transactions

    Your First Transaction Count !

    Get awarded with10 ICSAB+ points when using your SAB Credit Card for the first time spend!

    Make Your Everyday Transactions Even More Rewarding !

    • The more you use your card on international spend, the more you earn
    • The more you use digital channels like wallets and e-commerce, the more you will earn

    When using SAB credit cards with an amount of 100 Saudi riyals or equivalent, you will get the following ICSAB+ points as a maximum*

     

    Credit Card Type

    World Elite Mastercard

    World Mastercard

    Premier Mastercard

    Signature Visa

    Advance Visa

    Platinum Visa

    Platinum Mastercard

    Titanium Mastercard

    Classic Visa

    Domestic & EU Spend

    15 Points

    15 Points

    15 Points

    12.5 Points

    *10 Points

    10 Points

    10 Points

    10 Points

    10 Points

    International Spend

    17.5 Points

    17.5 Points

    17.5 Points

    15 Points

    *12.5 Points

    12.5 Points

    12.5 Points

    10 Points

    10 Points

    *The following merchant categories will earn 90% less points *(Effect from 1st of December 2023)

     

    • Educations • Donation • Barbershops and Beauty • Utilities and Governments fees • Insurance and IPOs
    • Real-estate and Rentals • Gas stations • Automobile sales and maintenance 
    • Transportation, Roads, parking lots   • Cleaning Garment and Laundry Services


     

    Boost ICSAB++ points by digitalization your payments:
    • Pay contactless and get 5% more rewards
    • Pay through your digital wallet and get 10% more rewards
    • Pay online purchases and get 15% more rewards
    • Add your card for online subscriptions & recurring digital payments and get 20% more rewards for each transaction.

    Earn points by having the peace of mind of paying on installments with AQSAT service

    Repayment Term No. of ICSAB+ points
    Instalment plan 6 months 10 Points
    Instalment plan 1 Year 20 Points
     Instalment plan 2Years 30 Points


    Mada debit card Transactions

    When using SAB Mada cards with an amount of 100 Saudi riyals or equivalent, you will get the following ICSAB+ points as a maximum*

     

    Type of Debit Card

    Private Banking

    SAB Premier

    SAB Advance

    Al Ruwwad

    SAB Mass

    Household Prepaid

    Salary Card

    Domestic & EU Spend

    0.5 Point

    0.5 Point

    0.5 Point

    0.5 Point

    0.5 Point

    0.5 Point

    0.5 Point

    International Spend

    1 Point

    1 Point

    1 Point

    1 Point

    1 Point

    1 Point

    1 Point

    *The following merchant categories will earn 90% less points *(Effect from 1st of December 2023)

     

    • Educations • Donation • Barbershops and Beauty • Utilities and Governments fees • Insurance and IPOs
    • Real-estate and Rentals • Gas stations • Automobile sales and maintenance 
    • Transportation, Roads, parking lots   • Cleaning Garment and Laundry Services

     

    Boost ICSAB+ points by digitalization your payments:
    • Pay contactless and get 5% more rewards
    • Pay through your digital wallet and get 10% more rewards
    • Pay online purchases and get 15% more rewards
    • Add your card for online subscriptions & recurring digital payments and get 20% more rewards for each transaction.

    Financial Products

    Dream Big and Earn More !

    Apply to a bigger loan, and earn more points

    Accounts

    Save More and Earn More !

    Earn Points by Growing your Balance as your bank relationship with SAB grows

    Payments

    Earn Points through Digital Payments !

    Transform your payment habits to earn more:

    use digital channels as your transfer your money and setup standing instruction and earn additional points!

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    You Shop. We Reward. As Simple as That!

    *Every 1,000 points you collect (equivalent to SAR 100*) for E-voucher Redemptions.
    *Every 1,000 points you collect (equivalent to SAR 70*) for Cashback Redemptions. 

    ICSAB+

    How can you Redeem ICSAB+ points?

    You can redeem your points with 5 main methods via ICSAB+ portal by following the below steps:

    • 01

      login to SAB Mobile, OR SAB Online.

    • 02

      From “My Banking” Click on ICSAB+ Rewards.

    • 03

      Accept the T&C’s if you are a new customer.

    • 04

      Click on “Take me to My ICSAB+ Portal”.

    5 Options to read redeem points

    icsab-instant-cash

    Instant ICSAB+ CA$H

    Learn more
    icsab-cash

    ICSAB+ CA$H

    Learn more
    e-vouchers

    E-vouchers

    Learn more
    on-line-travel

    On-line Travel

    Learn more
    donation

    Donate your ICSAB+ points

    Learn more

    Useful links

    Terms & Conditions

    Learn more

    ICSAB+ FAQs

    Learn more

    e-Account opening

    Open your account online Instantly and easily … Save your time and effort and enjoy digital banking.

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