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    New Rewarding Experience with ICSAB+!

    Welcome to the most rewarding loyalty program "ICSAB +” Enjoy rewards like never before and maximize your point earning! Our big merchant’s network is at your service with more than 100+ local and international partners, in addition to multiple redemption options that are tailored for an even more rewarding banking experience.

    Digital Activities

    Go Digital !

    Earn Points SAB Online and SAB Mobile Registration

     

    Get 20 points for registering to mobile banking and 10 points for registering into online banking!

    Earn Points by being Active

    • Visit digital banking channels every month and keep earning points
    • Use more of the digital banking services.

     

    Earn points by changing the paper statement to digital statement:

     

    When statement changed to digital No. earned Points
    Via SAB Online 10 Points
    Via SAB Mobile 20 Points

     

    ITM Services Points Frequency
    Cash Deposit/Withdrawal 10 Points Once per day
    Cheque Deposit/Withdrawal 10 Points Once per day

     

    E-Desk Services Points
    Print Chequebook 10 Points
    Print E-Statements 10 Points

     

    Earn points for enroll Initial Public Offering (IPO) via e-services

    Enroll Via SAB Online 20 Points
    Enroll Via SAB Mobile 40 Points

    Card Transactions

    Your First Transaction Count !

    Get awarded with10 ICSAB+ points when using your SAB Credit Card for the first time spend!

    Make Your Everyday Transactions Even More Rewarding !

    • The more you use your card on international spend, the more you earn
    • The more you use digital channels like wallets and e-commerce, the more you will earn

    When using SAB credit cards with an amount of 100 Saudi riyals or equivalent, you will get the following ICSAB+ points as a maximum*

     

    Credit Card Type

    World Elite Mastercard

    World Mastercard

    Premier Mastercard

    Signature Visa

    Advance Visa

    Platinum Visa

    Platinum Mastercard

    Titanium Mastercard

    Classic Visa

    Domestic & EU Spend

    15 Points

    15 Points

    15 Points

    12.5 Points

    *10 Points

    10 Points

    10 Points

    10 Points

    10 Points

    International Spend

    17.5 Points

    17.5 Points

    17.5 Points

    15 Points

    *12.5 Points

    12.5 Points

    12.5 Points

    10 Points

    10 Points

    *The following merchant categories will earn 90% less points *(Effect from 1st of December 2023)

     

    • Educations • Donation • Barbershops and Beauty • Utilities and Governments fees • Insurance and IPOs
    • Real-estate and Rentals • Gas stations • Automobile sales and maintenance 
    • Transportation, Roads, parking lots   • Cleaning Garment and Laundry Services


     

    Boost ICSAB++ points by digitalization your payments:
    • Pay contactless and get 5% more rewards
    • Pay through your digital wallet and get 10% more rewards
    • Pay online purchases and get 15% more rewards
    • Add your card for online subscriptions & recurring digital payments and get 20% more rewards for each transaction.

    Earn points by having the peace of mind of paying on installments with AQSAT service

    Repayment Term No. of ICSAB+ points
    Instalment plan 6 months 10 Points
    Instalment plan 1 Year 20 Points
     Instalment plan 2Years 30 Points


    Mada debit card Transactions

    When using SAB Mada cards with an amount of 100 Saudi riyals or equivalent, you will get the following ICSAB+ points as a maximum*

     

    Type of Debit Card

    Private Banking

    SAB Premier

    SAB Advance

    Al Ruwwad

    SAB Mass

    Household Prepaid

    Salary Card

    Domestic & EU Spend

    0.5 Point

    0.5 Point

    0.5 Point

    0.5 Point

    0.5 Point

    0.5 Point

    0.5 Point

    International Spend

    1 Point

    1 Point

    1 Point

    1 Point

    1 Point

    1 Point

    1 Point

    *The following merchant categories will earn 90% less points *(Effect from 1st of December 2023)

     

    • Educations • Donation • Barbershops and Beauty • Utilities and Governments fees • Insurance and IPOs
    • Real-estate and Rentals • Gas stations • Automobile sales and maintenance 
    • Transportation, Roads, parking lots   • Cleaning Garment and Laundry Services

     

    Boost ICSAB+ points by digitalization your payments:
    • Pay contactless and get 5% more rewards
    • Pay through your digital wallet and get 10% more rewards
    • Pay online purchases and get 15% more rewards
    • Add your card for online subscriptions & recurring digital payments and get 20% more rewards for each transaction.

    Financial Products

    Dream Big and Earn More !

    Apply to a bigger loan, and earn more points

    Accounts

    Save More and Earn More !

    Earn Points by Growing your Balance as your bank relationship with SAB grows

    Payments

    Earn Points through Digital Payments !

    Transform your payment habits to earn more:

    use digital channels as your transfer your money and setup standing instruction and earn additional points!

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    You Shop. We Reward. As Simple as That!

    *Every 1,000 points you collect (equivalent to SAR 100*) for E-voucher Redemptions.
    *Every 1,000 points you collect (equivalent to SAR 70*) for Cashback Redemptions. 

    ICSAB+

    How can you Redeem ICSAB+ points?

    You can redeem your points with 5 main methods via ICSAB+ portal by following the below steps:

    • 01

      login to SAB Mobile, OR SAB Online.

    • 02

      From “My Banking” Click on ICSAB+ Rewards.

    • 03

      Accept the T&C’s if you are a new customer.

    • 04

      Click on “Take me to My ICSAB+ Portal”.

    5 Options to read redeem points

    icsab-instant-cash

    Instant ICSAB+ CA$H

    Learn more
    icsab-cash

    ICSAB+ CA$H

    Learn more
    e-vouchers

    E-vouchers

    Learn more
    on-line-travel

    On-line Travel

    Learn more
    donation

    Donate your ICSAB+ points

    Learn more

    Useful links

    Terms & Conditions

    Learn more
    Frequently Asked Questions

    Simply, you can book flight tickets, hotel stay and Car rental simply by following the below steps:

    • Login to SAB Mobile or SAB online.
    • From “My Banking” Click on ICSAB+ Rewards.
    • Read and accept the T&Cs, if you are a new user.
    • Click on “Take me to My ICSAB+ Portal”.
    • From the menu, click on “Online Travel”.
    • Select the required service.
    • Choose the destination and date. The prices will display as ICSAB+ points.
    • Enter your personal and contact information to proceed with booking hotels, flight tickets, or Car rentals.
    • Confirm and instantly you will receive your Booking details at your registered email.

    Yes, you will need at least 1000 ICSAB+ Points to make a redemption booking.

    Simply, you can pay the remaining amount using your credit or debit cards.

    No, there are no restrictions on the date or flight you wish to travel on (subject to flight & seat availability).

    Yes, you can make a reservation for any person using your ICSAB+ Points, provided you have the minimum required ICSAB+ Points balance in your account.

    You can change your booking date. However, any charges applied by the supplier will be applicable.

    No. Once the booking request been made. Points or Cash payments cannot be refunded.

    Yes, hotels can a reservation or change the date of stay within the specified period, the specified points, but the ICSAB that have been redeemed are no refundable, and terms and conditions apply.

    1,000 minimum Points required for hotel booking. Each hotel requires a different number of Points based on the booking request.

    You may be able to change the dates of your stay within the specified period by the hotel during the booking. As per the Term & Condition of your stay booking.

    If you need any further assistant in your booking, you can contact the online travel center at 8008500900 or from overseas +44 1615181006.

    To change the booking dates please check the Terms and conditions, you can contact us on 8008500900 or from overseas +44 1615181006.

    Yes, the reservation could be canceled however, Points redeemed for car rental are non-refundable. ICSAB+ program Terms and conditions apply.

    Simply, you can get several e-vouchers from more than 150 merchants, by following the below steps:

    • Login to SAB Mobile or SAB online.
    • From “My Banking” Click on ICSAB+ Rewards.
    • Accept the T&C’s if you are a new customer.
    • Click on “Take me to My ICSAB+ Portal”.
    • From the menu click on “E-vouchers/e-Gifts”.
    • Choose the merchant, and select the e-voucher SAR value.
    • Enter your information, then confirm your request.
    • You will receive e-mail & SMS contain the e-voucher.

    Once your redemption is completed, an email and message containing the e- Voucher with a barcode will be forwarded to your registered contact details. You can use your e-voucher online or scan it at our merchant store. “You can use the e-voucher one time only”.

    Yes, E-vouchers can be used by family members and friends, as long as it still valid, and have not been used.

    You can resend or view the voucher through the following steps:

    Log in to ICSAB+ portal, click on E-vouchers option then click on the menu option at the top of the page and select redemption history.

    No, once the E- voucher request has been redeemed, the E-voucher cannot be refunded, changed, extended or cancelled. Please note, Terms & conditions of retailers apply.

    Each voucher contains different terms and conditions based on the merchant. Please check the terms and conditions mentioned in the E-voucher prior redeeming your points.

    You can redeem your points for Instant "ICSAB+ CA$H" by following the below steps:

    • Log in SAB online or SAB mobile /Using your credential, then click on “Loyalty program”.
    • Select “ICSABB+ CASH” option.
    • List of available accounts & credit cards will show, Click on the preferred Account or Credit Card you wish to be credited with Cashback amount.
    • Click on “Select Amount” drop down list and choose the preferred amount of ICSABB + points to be redeemed.
    • Verify the request details and click proceed.
    • Final confirmation page will be displayed “All Done!”.

    Every 1,000 points you collect equivalent to SAR 70 for ICSAB+ CASH Redemptions. Multiple requests could be made as long as you have the required points balance.

    Once you have made the redemption request online, Instantly the cash will be deposit into your account or credit cards.

    Rarely technical issue occurs during the instant ICSAB+ CA$H deposit process, yet if this happens for any reason the process of cash deposit will treated as normal and would takes 3 working days’ maximum.

    You can Redeem your ICSAB+ points for Cash simply by following the below steps:

    • Login to ICSAB+ portal.
    • From the menu click on “ICSAB+ CA$H”.
    • From the list choose the Card or Account to deposit the Cash.
    • Choose the ICSAB+ CA$H amount (200 up to 25,000) SAR.
    • Click on “continue” then confirm to process your request.
    • The cash will be deposit to your account/card within 3 working days.

    Yes, the minimum amount that can be cashed is SAR 200 which is equivalent to 2,858 ICSAB+ points.

    Once you have made the redemption request the cash will be deposit into your account or credit cards within 3 working days.

    Please note, using SAB mobile or SAB online will enable you to get instant cashback.

    You can complete the request to donate your points simply, by following the below steps:

    • Login to SAB Mobile OR SAB online.
    • From the ICSAB+ portal page, go down and select “Donate ICSAB+ points”.
    • Choose the charity name (Ehsan) or (Joodeskan).
    • Select the donation value 500 or 2000 (Every 500 points equivalent to 50 SAR).
    • Click on “continue” then ‘’confirm’’ to process your request.

    Ehsan platform: Through Ehsan you can donate in a variety of fields: social, educational, health, relief, environmental, economic, technical and others. The platform follows the highest standards of transparency in administrative and financial practices and applies the highest technical standards in information security.

    Joodeskan platform: You can Donate to the Joodeskan platform, which is one of the initiatives of the National Developmental Housing Corporation, which aims to provide residential charitable giving through an electronic platform that achieves transparency, accuracy and professionalism in providing charitable contributions.

    There is no restriction on number of times you can redeem, as long as you have sufficient ICSAB+ points balance.

    No, once the points redeemed, the request cannot be canceled or the points cannot be refunded.

    e-Account opening

    Open your account online Instantly and easily … Save your time and effort and enjoy digital banking.

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