This option allows customers to obtain both personal and home financing products at the same time so that the necessary liquidity is provided to the customer in case of need when applying for a property purchase through the bank. The bank buys the property according to the customer’s request through the home financing product based on the Murabaha concept, and then sells it to the customer by monthly installments that are divided into two periods, the first period in which the premium is low due to the customer’s commitment to pay the personal finance, and in the second period the full payment is made for the home finance

Example