It is financing the purchase of a property under construction or also known as (off plan), whether it is (villa, apartment, townhouse) through one of the Ministry of Housing projects, compatible with the provisions of Islamic Sharia and provided to the beneficiaries of REDF and the Ministry of Housing. It is obtained in the form of transferred payments to the project developer, according to the agreed upon completion schedule with the customer at the time of contracting and is paid in monthly installments until the financing is fully paid. The mechanism of subsidy aims to facilitate home ownership for the beneficiary by subsidizing advance payment to fully/partially with a value of 100/150 thousand Saudi riyals.

The product is financed under Tawarruq, where finance is provided to fulfill customer partial or full needs to construct a residence. The finance is received by payments transferred to the project developer according to progress phases schedule agreed upon with the customers at the time of contracting, and it is paid by monthly installments until the amount is fully paid.

SAB owns metal purchased from the global market and sells them to customers as agreed upon fixed profit rate, soon after purchasing metals from SAB, by issuing an official power of attorney for SAB, the customer can sell metal at the prevailing prices then obtain financing amount, and the land is mortgaged as a guarantee until the full amount is paid.