Cash on Call FAQs

SAB Cash on Call (COC) is a credit card feature that offers the convenience of availing instant cash within your credit limit and transfer the funds to any account (SAB or other bank) under your name in KSA.

You can apply for Cash on Call through one of SAB channels/ways:

1. At the time of applying for a SAB Credit Card.
2. Contacting SAB though Campaign line 8001245557 and requesting for a Cash on Call facility.
3. Through Digital Channels (this feature will be available soon)

There is no maximum number of transactions as long as it is within 30% of your Credit Card limit or up to your available Cash limit. The minimum transaction amount is SAR 1,000.

Yes, you can avail Cash on Call on all SAB Credit Cards except Visa low limit Cards and SAB Business Credit Card.

Cash on Call is a facility provided at the sole discretion of the bank. The bank may approve or reject the request as mentioned in the detailed Cash on Call terms and conditions available on the website.

2 working days, excluding weekends.

If 2 consecutive payments are missed, then Cash on Call transaction will be cancelled. Any outstanding will be treated as a Cash transaction which is subject to daily profit rate.

No, you won’t earn ICSAB+ points or Miles on Cash on Call transactions.

Example:

Requested amount is SAR 10,000 and 1% processing fees and 1% monthly profit rate.

Tenor 3 months Processing fees= 1% *10,000= SAR 100 (Billed in full in the next statement).

Profit Rate= 10,000* 1%= SAR 100, Total Profit paid for 3 months= SAR 100*3= SAR 300. Installment= 10,000/3=3,333+ monthly Profit SAR 100, Customer has to pay SAR 3,433 every month

You can pay off the outstanding of Cash on Call like any other transaction, however you MUST contact the SAB Campaign line: 8001245557 to cancel Cash on Call transaction, otherwise the Cash on Call will remain active and the payment made to your card will be parked as extra balance that will offset any future retail transaction. An early settlement shall apply to the remaining outstanding and any future profit will be waived.