SAB AQSAT - Installment Plans

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Welcome to “SAB 0% AQSAT”– the SAB Credit Card that features the convenience of paying large value transactions in equal, affordable installments.


SAB Credit Card Cardholders (Except for SAB Visa Credit Card * My Card and SAB Business Credit Card) are able to convert eligible transactions to AQSAT 0% annual percentage rate for all merchants byselecting the most convenient repayment duration.

Salient features:

  • Applies to any transation of over SAR 500 made on your primary or supplementary card but no more than 95% of maximum available limit
  • Conversion to AQSAT program within 15 days from the transaction date
  • Flexible repayment term of 3, 6, 12 or 24 months
  • Lowest annual percentage rate starting 0% per annum
  • Detailed monthly statements
  • No need of a guarantor
  • No down payments
  • No restrictions on number of installment plans allowed within the available credit limit
  • The following table highlights the minimum and maximum transaction amount for respective term/tenure
Repayment Term (Month) 3 6 12 24
Minimum Transaction Amount (SAR) 500 500 2,000 5,000
Maximum Transaction Up to a maximum of available Credit Limit but not more than 95% of the total limit


The table below is an example of how SAB AQSAT works based on a transaction of SAR 5,000 converted in to the AQSAT Plan for 3, 6, 12 and 24 month tenors

AQSAT Installment Calculation - SAR 5,000 Transaction
Tenor 3 Months 6 Months 12 Months 24 Months
Annual percentage rate (APR) 0% 0% 0% 24% (12% annual rate)
Monthly Installment (SAR) 1,666.7 833.3 416.7 258.3
Administration Fee (Fixed amount) No Fee


228.85 57.5


Simply follow the below steps to benefit from SAB AQSAT:

  1. Use the SAB Credit Card and make a minimum purchase of SAR 500
  2. Login to SAB Online
  3. Click on Apply for AQSAT under cards tab
  4. Choose preferred Credit Card
  5. Choose transaction you would like to apply for AQSAT
  6. Choose the AQSAT period
  7. Agree on the Terms & Conditions
  8. Click continue
  9. Confirm your details
  10. Conformation page

Payfort Installments provides you with the flexibility to choose your preferred installments plan with 0% annual percentage rate for all merchants.


PLEASE SEE BELOW OR CALL SAB Phone ON 800 124 5557 .