SAB AQSAT - Installment Plans

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Buy Big on your SAB credit cards and convert your purchases in easy monthly installments up to 24 months.

*Excluding Corporate Cards, Umlaty, and My Card


  • Convert any transaction above SAR 500 into equal affordable installments
  • Payback in 3 months to 24 months
  • Low Profit Rates
  • Transactions done on participating merchants can be converted into instalments without any charges. For full list of participating merchants, please check below.
  • You can also convert your entire statement balance on SAB Credit Card cards into easy installments over 24 months.
  • Below are the minimum transaction amounts needed
Repayment Term (Month) 3 6 12 24
Minimum Transaction Amount (SAR) 500 500 2,000 5,000
Maximum Transaction Up to a maximum of available Credit Limit but not more than 95% of the total limit


The table below is an example of how SAB AQSAT works based on a transaction of SAR 5,000 converted in to the AQSAT Plan for 3, 6, 12 and 24 month tenors

AQSAT Installment Calculation - SAR 5,000 Transaction
Tenor 3 Months 6 Months 12 Months 24 Months
Annual percentage rate (APR) 0% 0% 0% 24% (12% annual rate)
Monthly Installment (SAR) 1,666.7 833.3 416.7 258.3
Administration Fee (Fixed amount) No Fee


228.85 57.5

To apply for SAB AQSAT:

Log into your account & apply digitally with 3 simple steps!

  1. Login to SAB Net / SAB Mobile and choose your preferred SAB Credit Card
  2. Click on the eligible transaction and select your preferred instalment period
  3. Accept the terms and Conditions & you’re done!

Or contact SAB Phone via 800 124 5557 .