SAB WORLD Mastercard Credit Card

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Our specially designed SAB WORLD Mastercard Credit Card gives you the spending power you need and complete freedom to purchase whatever you want whenever you want.

Free SAB Credit Protection

SAB is also proud to be the first bank in the Kingdom to provide a free credit protection service to our customers.

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WORLD Mastercard Travel Insurance

SAB WORLD Mastercard insures you against travel inconvenience and provides you with medical insurance to ensure your peace of mind.

  • Baggage loss - up to SAR 11,250
  • Baggage delay - For delays in excess of 4hours, SAR 1,125
  • Trip cancellation - up to SAR 28,125
  • Trip curtailment - SAR 28,125
  • Trip delay - For delays in excess of 4 hours, SAR 1,125
  • Missed departure – SAR 1,125
  • Personal accident insurance - up to SAR 1,875,000
  • Emergency medical evacuation and repatriation - up to SAR 1,875,000
  • Medical emergency expenses - up to SAR 1,875,000
  • Daily in-hospital cash benefit - SAR 375 per day

To claim online

Terms and Conditions

*In order to be able to benefit from travel Insurance service , the travel tickets must be purchased using your SAB Mastercard Credit Card.

Free Airport Lounge access

Relax at over 1,200 lounges with Mastercard Travel Pass app.

You can simply follow below steps:

  1. Download the “Mastercard Travel Pass” app from Google Play or the App Store.
  2. Select Sign Up
  3. Register your SAB Bank Mastercard Credit Card and Verify full card details
  4. Enter your name per passport and email address
  5. Set password
  6. Then you will be able to view the lounges near you and clearly view if you are eligible for complimentary access.
  7. Generate and present the app QR code or membership number to the lounge receptionist to access the lounge.

*Kindly note that supplementary Card holders need to register on Travel Pass Application to enjoy the service as well.


Google Play Store

For more information: Here

Terms & conditions apply.

Conditions before Accessing Airport Lounge

Number of available lounges and entitlement will vary depending on card type such as Debit, Credit, Prepaid, Business or card tier such as Titanium, Platinum, World, World Elite Mastercard. Lounges may change and the latest list is kept updated on the app.

*Complimentary access entitlement and fees for you or your guest will vary according to card tier. If applicable, fees will be charged immediately to the Mastercard card on the app.

**Lounge access can be validated with the QR code or membership number (available online and offline) on your app. Each cardholder, primary and supplementary, should show their individual QR code (by registering their cards separately using individual email IDs).

Lounge access is powered by Dragon Pass.

Utility Bill Payments

As part of our continuous effort to provide convenient services to SAB Credit Cardholders, we're pleased to offer you a service that allows you to pay utility bills using your SAB Credit Card.

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Keep it green with a SAB World Mastercard Credit Card E-statement

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3D Secure

You can now avail of SAB new Secure Online Payment Service for performing online transactions*. SAB has launched 'Verified by VISA' for your SAB VISA credit card and 'MasterCard® SecureCodeTM for your SAB Mastercard credit card. It provides you with the extra security and peace of mind when you shop online with your SAB credit card**.

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With annual percentage rate of 18% you are able to convert eligible transactions to AQSAT by selecting the most convenient repayment duration that suites your budget.

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ICSAB+ Rewards Program

Welcome to the most rewarding loyalty program "ICSAB+” Enjoy rewards like never before and maximize your point earning!

You can earn ICSAB+ points based on your accounts balances, loans products, digital activities, and SAB Debit and Credits cards, The program has many options when it comes to redemption options, either cashback, Travel booking, including e-vouchers via more than 90 merchants locally and internationally All of that and more through ICSAB+ digital Portal, which is designed to make your banking experience more easy and generous.

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Information about the Supplementary Card

Apply for a supplementary SAB credit card easily

At SAB, you and your family are our highest priority. That's why, we would like to offer you the opportunity to share your credit card benefits and features with your loved ones by applying for a free supplementary SAB Credit Card. Easily monitor your monthly expenses by viewing the monthly statement as well as controlling the monthly spending limit of the supplementary credit card(s) by setting a specific limit for each card.

  • How to apply for a supplementary SAB Credit Card for a family member:
    • Apply for a free supplementary SAB Credit Card for any of your family members over the age of 15.
    • All you need is to log in to your SAB Online and apply, or download and fill the application form, and submit it to the nearest SAB branch along with ID copies of the primary cardholder and the supplementary.

See more SAB WORLD Credit Card benefits below:

  • Free first year annual fee for SAB World customers
  • International Acceptance: The card is recognized locally as well as internationally at more than 29 million outlets world-wide
  • Multi-currency flexibility
  • Flexible repayment methods
  • Convenient 24-hour toll-free number within the Kingdom and abroad
  • Lost card protection if SAB is informed immediately that the card is lost in writing
  • Up to 30% of your credit limit can be withdrawn as a cash advance from 900,000 ATMs and financial institutions within the Kingdom and around the world
  • Free supplementary cards are available for your family members. In addition, you can set the credit limit for each card
  • SMS alert Service
  • Internet and Phone banking

*Policy terms and conditions apply

Only available to residents of Saudi Arabia

** To help us continually improve our service and in the interest of security, we may monitor and/or record your telephone call with us.