We have a rich history, combining two of the most respected names in the Saudi banking sector, from Alawwal Bank – the very first Bank in the Kingdom with Saudi British Bank – the only Bank in the Kingdom with unrivalled international access

We have a strong balance sheet, with robust capital and liquidity positions, capacity to help our customers from our retail customers through to our larger, multinational and institutional customers

A key differentiator for us is the expertise that our committed employee base provides our customers. Their knowledge, empathy and drive enables a relationship-focused approach to banking where the customer is truly at the heart of our decision-making

We have a close working relationship with the Saudi Central Bank, the Capital Markets Authority, Ministry of Finance and all the other government ministries and agencies, with regular touch points, frank discussions, collaboration and strong two-way relationships

We pride ourselves on the level of innovation we bring to banking. Our digital office provides the leadership across the Bank, and brings together the ideas and solutions that allow our customer to benefit from a higher standard of products and options

We regularly communicate with our Shareholders and the investor and analyst community through a variety of means, including quarterly results calls and attendance at a number of investor conferences locally, regionally and internationally

We work closely with our supply chain and procurement partners through regular meetings and collaboration points

We possess a partnership with HSBC, a universal global bank, thatprovides our customers with unrivalled international access, linking our corporate customers into HSBC’s international network, allowing for inbound and outbound financing opportunities, and linking our retail customers into the broader HSBC retail network