Have questions about SAB banking services? Let us help you with these frequently asked questions.
FAQS
Our friendly Customer Support team are on hand to help with any queries you have. We're here to help!
Contact UsQuick Links
Business World Credit Card offer businesses tailored financial solutions and full set of services and features to help in managing their expenses efficiently. With Business World Credit Card companies can control their employees' travel, entertainment expenses and overall company payment needs effectively.
You have the choice to issue Business World Credit Card as a charge card with 100% Monthly Payment or a credit card with the flexibility of 5% monthly payment.
SAB Business Card is the most convenient way to pay and control your everyday business expenses.:
Smart Data OnLine (SDOL) is Mastercard internet-based management information solution used by thousands of companies around the world. Based on a design that allows for individual configuration, SDOL can be easily adapted to suit the needs of your company. SDOL offers so much more than just the above mentioned features and benefits. To avail this service, please contact your SAB relationship officer.
Your business today can apply for either a Charge SAB Business Card or SAB Business Credit Card
1-SAB Business Credit Card with 5% Monthly Payment:
| Fees and Charges | |
| Annual Fees | SAR 200 (free for the 1st year) |
| Annual Percentage Rate | 49.05% |
| Monthly Percentage Rate | 3% |
| International Transactions Fees | 2% |
| Replacement fee for lost or stolen | SAR 15 |
| Cash Withdraw | 3% for transaction amount below SAR 2,500 with a maximum limit of SAR 75 for transactions equal to or above SAR 2500 |
| Late Payment Fees | SAR 50 |
| Copy of Statement for more than 3 months | SAR 25 |
| Sending the card overseas fee | SAR 100 |
| Dispute Fee | SAR 25 |
Prices are exclusive of VAT
2-SAB Charge Business Card with 100% Monthly Payment:
| Fees and Charges | |
| Annual Fees | SAR 200 (free for the 1st year) |
| International Transactions Fees | 2% |
| Replacement fee for lost or stolen | SAR 15 |
| Cash Withdraw | 3% for transaction amount below SAR 2,500 with a maximum limit of SAR 75 for transactions equal to or above SAR 2500 |
| Late Payment Fees | SAR 50 |
| Copy of Statement for more than 3 months | SAR 25 |
| Sending the card overseas fee | SAR 100 |
| Dispute Fee | SAR 25 |
Prices are exclusive of VAT
You purchased an airline ticket for SAR 2,000 on 20 March. Your statement generation date is 31 March and your payment due date is 25 April, on which date you made the minimum 5% payment (or SAR 100). The following Tawarruq profit will appear on your next statement:
| Outstanding amount due on the statement of 31 March * | SAR 2,000 |
| Payment Made on the due date of 25 April | SAR 100 |
| Balance Carried forward (revolved) – (A) | SAR 1,900 |
| Tawarruq Profit (TP) Calculation (3% pm – APR 36%)** | |
| Tawarruq transaction of SAR 1900 for thirty days (B) | SAR 57 |
| Total amount outstanding as of 30 April*** (A)+(B) | SAR 1,957 |
*Assuming no amount outstanding has been carried forward from previous months.
**For illustrative purposes only. For product-specific APRs (Annual Percentage Rate), please refer to the Bank tariff.
***Assuming no other transaction has been performed during April.
Unlock savings with your SAB Business Mastercard with offers and benefits at more than 330 partners around the world and special local partners in KSA.
For more information: Easysavingsspecials.com
Corporate liability waiver insurance provides protection for companies against financial losses arising from unauthorized use of their corporate/ commercial cards. The insurance covers up to a maximum annual amount of SAR 92,500 per card issued/ per occurrence.
* Disclaimer
The benefit is provided solely by MasterCard and is subject to MasterCard’s applicable terms, conditions, and approval processes.
Customers are advised to refer to the official Mastercard documentation for further details, eligibility requirements, and claim procedures.
The company first must apply for opening a Business Card Account with SAB and SAB will be authorized to issue Business Cards to the employees of the company as per authorized person’s request.
Company Application:
Employee Application:
Yes, SAB Credit Cards are aligned with Sharia laws.
You can issue as many cards as your business needs without breaching your total credit limit.
You can activate your card simply through SAB SME contact center on 800 124 5666.
Yes, you can make any transaction type through your card either online or through POS.
You are about to leave this site. You are being redirected to an external site. Would you like to leave this site?
© SAB, Saudi Arabia. All Rights Reserved, 2025
Saudi Awwal Bank, a listed joint stock company, incorporated in the Kingdom of Saudi Arabia, with paid in capital of SAR 20,547,945,220, commercial registration certificate 1010025779, unified number 7000018668, Mailing Address: P.O. Box 9084, Riyadh 11413. National Address: 7383 King Fahad Branch Rd, 2338 Al Yasmeen Dist., 13325 Riyadh, Kingdom of Saudi Arabia, Tel. +966 11 4050677, www.sab.com, licensed pursuant to the Council of Ministers Resolution No. 198 dated 06/02/1398H and Royal Decree No. M/4 dated 12/08/1398H, and regulated and supervised by the Saudi Central Bank.
Search
العربية
Security Center
ATM & Branches
