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New Lounge Access Eligibility Using SAB Visa Credit Cards

Effective 2 February 2026, updates will be applied to the airport lounge access service for Visa cardholders, in accordance with the details outlined in the table below.

To enjoy access to more than 1,000 airport lounges worldwide using a Visa card for security or screening purposes, please download the Visa Airport Companion application and follow the instructions provided within the app.

 

Credit Cards  Offerings  Eligibility condition Guest eligibility Total number of usages per calendar year before and after eligibility condition
SAB Emirates Infinite Credit Card Current Offering Not applicable Maximum of one guest per visit Unlimited
Updated Offering Effective 2 February 2026 Cumulative international transaction value of SAR 375 within 90 days prior to benefit usage Maximum of one guest per visit Unlimited
SAB VISA Signature Credit Card Current Offering International transaction value of SAR 3.75 in a calendar year No guest eligibility 12 usages
Updated Offering Effective 2 February 2026 Cumulative international transaction value of SAR 375 within 90 days prior to benefit usage No guest eligibility 12 usages
SAB VISA Platinum Credit Card Current Offering Not applicable No guest eligibility 6 usages
SAB VISA Cashback Credit Card, and SAB Advance Visa Platinum Updated Offering Effective 2 February 2026 Cumulative international transaction value of SAR 375 within 90 days prior to benefit usage No guest eligibility 6 usages

Q1: What has changed in the lounge access benefits?

A: Changes introduce minimum spend requirements to continue enjoying lounge access benefits using VISA Credit Cards. Also, the +1 lounge access for the MasterCard Premier Credit Card has been removed.

Q2: Which cards are affected by this update?

A: The update applies to the following SAB Credit Cards:

  • Visa Emirates Infinite Credit Card
  • Visa Signature Credit Card
  • Visa Advance Credit Card
  • Visa Platinum Credit Card
  • Visa Cashback Credit Card
  • MasterCard Premier Credit Card

Q3: What is the new eligibility requirement for the VISA Credit Cards?

A: To enjoy lounge access, cardholders are now required to spend SAR 375 internationally within 90 days on their eligible credit card.

Q4: What is the new eligibility requirement for the MasterCard Premier Credit Cards?

A: Effective 1 March 2026, there will be no +1 guest access to the SAB MasterCard Premier Credit Card. Only the cardholder will have access to the applicable lounges.

Q4: How many lounge visits are allowed per year?

A: As below:

  • Visa Emirates Infinite Credit Card: Unlimited visits
  • Visa Signature: Up to 12 visits per year
  • Visa Cashback Credit Card: Visa Cashback Credit Card
  • Visa Advance / Visa Platinum: Up to 6 visits per year
  • MasterCard Premier Credit Card: Unlimited visits

Q5: How many guests are allowed under the updated benefits?

A: As below:

  • Visa Emirates Infinite Credit Card: 1 guest per visit
  • Visa Signature / Visa Advance / Visa Platinum / Cashback: Guest access is not available
  • MasterCard Premier Credit Card: Guest access is not available

Q6: Why was this change introduced?

A: This update is as part of an effort to enhance the overall lounge experience, ensure fair usage, and align with updated benefit structures set by the card scheme.

Q7: How will customers be informed about this change?

A: Customers will receive an SMS notification explaining the update and will be directed to SAB website for full details.

Q8: Where can customers find more information?

A: Customers can visit the SAB website for further information. For inquiries please call: 8001248888

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Illustrative example for computation of Tawarruq Profit (TP)

You purchased an airline ticket for SAR 1,000 on 20 March. Your statement generation date is 31 March and your payment due date is 25 April, on which date you made the minimum 5% payment or (SAR 100, whichever is higher).

The following Tawarruq profit will appear on your next statement:

Outstanding amount due on the statement of 31 March* SAR 1000
Payment made on the due date of 25 April SAR 100
Balance carried forward (revolved) – (A) SAR 900
Tawarruq Profit (TP) Calculation (2.39% pm - APR 34.09%) **
Tawarruq transaction of SAR 900 for thirty days (B)  SAR 25.57
Total Amount Outstanding as of 30 April *** (A) + (B) SAR 954.57

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*Assuming no amount outstanding has been carried forward from previous months.
**For illustrative purpose only. SAB Premier Mastercard Credit Card is used as an example. For Product specific APR’s (Annual Percentage Rate), please refer to the Bank tariff guide.
***Assuming no other transaction has been performed during April.

 

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*For illustrative purposes only as an example. For product-specific APRs, please refer to the Bank tariff.