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Illustrative example for computation of Tawarruq Profit (TP)
You purchased an airline ticket for SAR 1,000 on 20 March. Your statement generation date is 31 March and your payment due date is 25 April, on which date you made the minimum 5% payment or (SAR 100, whichever is higher).
The following Tawarruq profit will appear on your next statement:
Outstanding amount due on the statement of 31 March* | SAR 1000 |
Payment made on the due date of 25 April | SAR 100 |
Balance carried forward (revolved) – (A) | SAR 900 |
Tawarruq Profit (TP) Calculation (2.39% pm - APR 34.09%) ** |
|
Tawarruq transaction of SAR 900 for thirty days (B) | SAR 25.57 |
Total Amount Outstanding as of 30 April *** (A) + (B) | SAR 954.57 |
**For illustrative purpose only. SAB Premier Mastercard Credit Card is used as an example. For Product specific APR’s (Annual Percentage Rate), please refer to the Bank tariff guide.
***Assuming no other transaction has been performed during April.

*For illustrative purposes only as an example. For product-specific APRs, please refer to the Bank tariff.