Browse By Category
![Alshammasi Furniture](/content/dam/sabpws/personal/compare-credit-cards/aqsat/home/alshammasi-furniture-400x219.jpg)
Alshammasi Furniture
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and SR 2,000 for 12 months.
Applicable Cards
![ALMUTLAQ Co. ltd.](/content/dam/sabpws/personal/compare-credit-cards/aqsat/home/logo/Artboard%20157-100.jpg)
ALMUTLAQ Co
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
![TANAGRA](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/logo/Tanagra-400X219.jpg)
TANAGRA
The minimum spend required for 3 months installments is SR 500
Applicable Cards
![Alruqaib](/content/dam/sabpws/personal/compare-credit-cards/aqsat/home/alruqaib-400x219.jpg)
Alruqaib
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
![Ashley](/content/dam/sabpws/personal/compare-credit-cards/aqsat/home/logo/Ashley-400X219.jpg)
Ashley
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
![MICHAEL KORS](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/logo/Michael-400X219.jpg)
MICHAEL KORS
The minimum spend required for 3 months installments is SR 500
Applicable Cards
![niuli-kitchens](/content/dam/sabpws/personal/compare-credit-cards/aqsat/home/niuli-Logos-400X219.jpg)
Niuli kitchens
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and SR 2,000 for 12 months
Applicable Cards
All Credit Cards
![Offers](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/logo/Logos-400X219-malabar.jpg)
Malabar Gold & Diamonds
The minimum spend required for 3 months installments is SR 500, and SR 5,000 for 6 and 12 months
Applicable Cards
![Offers](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/logo/Artboard%2099-100.jpg)
Four Seasons Hotel
The minimum spend required for 3 months installments is SR 500, and SR 3,000 for 6 and SR 5,000 for 12 months.
Applicable Cards
![Offers](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/logo/Karl-400X219.jpg)
KARL LAGERFELD
he minimum spend required for 3 months installments is SR 500
Applicable Cards
![Offers](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/logo/Guess-400X219.jpg)
GUESS
The minimum spend required for 3 months installments is SR 500
Applicable Cards
![Offers](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/logo/Etoile-400X219.jpg)
ETOILE LA BOUTIQUE
The minimum spend required for 3 months installments is SR 500
Applicable Cards
![Offers](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/logo/Adolfodominguez-400X219.jpg)
ADOLFO DOMINGUEZ
The minimum spend required for 3 months installments is SR 500
Applicable Cards
![Offers](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/logo/Lacoste-400X219.jpg)
LACOSTE
The minimum spend required for 3 months installments is SR 500
Applicable Cards
![Offers](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/logo/Jimmy-400X219.jpg)
JIMMY CHOO
The minimum spend required for 3 months installments is SR 500
Applicable Cards
![Offers](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/logo/Etro-400X219.jpg)
ETRO
The minimum spend required for 3 months installments is SR 500
Applicable Cards
![OFF WHITE](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/logo/Off-White-400X219.jpg)
OFF WHITE
The minimum spend required for 3 months installments is SR 500
Applicable Cards
![RALPH LAUREN](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/logo/Ralph-400X219.jpg)
RALPH LAUREN
The minimum spend required for 3 months installments is SR 500
Applicable Cards
![TORY BURCH](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/logo/Tory-Burch-400X219.jpg)
TORY BURCH
The minimum spend required for 3 months installments is SR 500
Applicable Cards
![VERSACE](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/logo/Versace-400X219.jpg)
VERSACE
The minimum spend required for 3 months installments is SR 500
Applicable Cards
![TODS](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/logo/Tods-400X219.jpg)
TODS
The minimum spend required for 3 months installments is SR 500
Applicable Cards
![FACES](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/logo/Faces-400X219.jpg)
FACES
The minimum spend required for 3 months installments is SR 500
Applicable Cards
![FERRAGAMO](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/logo/Ferragamo-400X219.jpg)
FERRAGAMO
The minimum spend required for 3 months installments is SR 500
Applicable Cards
![RENE CAOVILLA](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/logo/Rene-400X219.jpg)
RENE CAOVILLA
The minimum spend required for 3 months installments is SR 500
Applicable Cards
![L'OCCITANE](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/logo/Loccitane-400X219.jpg)
L'OCCITANE
The minimum spend required for 3 months installments is SR 500
Applicable Cards
![TUMI](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/logo/Tumi-400X219.jpg)
TUMI
The minimum spend required for 3 months installments is SR 500
Applicable Cards
![SWAROVSKI](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/logo/Swarovski-400X219.jpg)
SWAROVSKI
The minimum spend required for 3 months installments is SR 500
Applicable Cards
![NARS](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/logo/Nars-400X219.jpg)
NARS
The minimum spend required for 3 months installments is SR 500
Applicable Cards
![KILIAN](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/logo/Kilian-400X219.jpg)
KILIAN PARIS
The minimum spend required for 3 months installments is SR 500
Applicable Cards
![THE VISITOR](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/logo/The-Visitor-400X219.jpg)
THE VISITOR
The minimum spend required for 3 months installments is SR 500
Applicable Cards
![MOLTON BROWN](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/logo/Molton-400X219.jpg)
MOLTON BROWN
The minimum spend required for 3 months installments is SR 500
Applicable Cards
![YSL BEAUTY](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/logo/Yves-Saint-Laurent-400X219.jpg)
YSL BEAUTY
The minimum spend required for 3 months installments is SR 500
Applicable Cards
![GHAWALI](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/GHAWALI-400x219.jpg)
GHAWALI
The minimum spend required for 3 months installments is SR 500
Applicable Cards
![GIVENCHY BEAUTY](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/logo/Givenchy-400X219.jpg)
GIVENCHY BEAUTY
The minimum spend required for 3 months installments is SR 500
Applicable Cards
![GIORGIO ARMANI BEAUTY](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/logo/GIORGIO-ARMANI-400x219.jpg)
GIORGIO ARMANI BEAUTY
The minimum spend required for 3 months installments is SR 500
Applicable Cards
![TOM FORD](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/logo/Tom-Ford-400X219.jpg)
TOM FORD
The minimum spend required for 3 months installments is SR 500
Applicable Cards
![Offers](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/logo/Boss-400X219.jpg)
BOSS KIDS
The minimum spend required for 3 months installments is SR 500
Applicable Cards
![Kooheji Jewellery](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/logo/KOOHEJI-EN-400x219.jpg)
Kooheji Jewellery
The minimum spend required for 3 months installments is SR 500, and SR 5,000 for 6 and SR 7,000 for 12 months
Applicable Cards
![Offers](/content/dam/sabpws/personal/compare-credit-cards/aqsat/home/logo/SEC-400X219.jpg)
SAUDI ELECTRICITY COMP
The minimum spend required for 3 ,6 months installments is SR 500, and SR 1,000 for 12 months
Applicable Cards
![saco](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/SACO-Logos-400X219.jpg)
SACO
The minimum spend required for 3 months installments is SR 500, and SR 3,000 for 6 and SR 5,000 for 12 months
Applicable Cards
All Credit Cards
![Indian-Motorcycle](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/Indian-Motorcycle-Logo.jpg)
Indian Motorcycle
Applicable Cards
![Offers](/content/dam/sabpws/personal/compare-credit-cards/aqsat/automobiles/logo/sab-drive7-400x219.jpg)
Drive 7
The minimum spend required for 3 ,6 months installments is SR 500, and SR 2,000 for 12 months
Applicable Cards
![Italian-Co-Aqsat](/content/dam/sabpws/personal/compare-credit-cards/aqsat/home/Italian-Co-Aqsat-logo.jpg)
Italian appliances Trading
The minimum spend required for 3 months installments is SR 500, and SR 2,000 for 6 and SR 3,500 for 12 months
Applicable Cards
![Offers](/content/dam/sabpws/personal/compare-credit-cards/aqsat/travel/logo/Artboard%2082_1-100.jpg)
Almatar
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and SR 3,000 for 12 months
Applicable Cards
![Oppolia](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/Logo-Oppolia-EPP-2.jpg)
OPOLIA
The minimum spend required for 3 ,6 months installments is SR 500, and SR 2,000 for 12 months
Applicable Cards
![Offers](/content/dam/sabpws/personal/compare-credit-cards/aqsat/home/logo/Professional-Closets-400X219.jpg)
Professional Closets
The minimum spend required for 3 months installments is SR 500, and SR 5,000 for 6 and SR 10,000 for 12 months
Applicable Cards
![eXtra](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/logo/Artboard%203-100.jpg)
eXtra
The minimum spend required for 3 months installments is SR 500
Applicable Cards
![Emirates airlines](/content/dam/sabpws/personal/compare-credit-cards/aqsat/travel/logo/Artboard%2083-100.jpg)
Emirates airlines
The minimum spend required for 3 months installments is SR 500, and SR 2,000 for 6 months.
Applicable Cards
![Lulu Hypermarket](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/logo/Artboard%2094-100.jpg)
Lulu Hypermarket
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
![Alriyad Travel & Tourism](/content/dam/sabpws/personal/compare-credit-cards/aqsat/travel/alriyadh-400x219.jpg)
Alriyad Travel & Tourism
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
![MAGRABI](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/magrabi-400x219-31.jpg)
MAGRABI
The minimum spend required for 3 months installments is SR 500, and SR 2,000 for 6 and 12 months
Applicable Cards
![STC channels](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/stc-400x219.jpg)
STC channels
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
![Al-Motaqadimah Schools Company](/content/dam/sabpws/personal/compare-credit-cards/aqsat/education/almotaqadimah-schools-400x219.jpg)
Al-Motaqadimah Schools Company
The minimum spend required for 3 months installments is SR 500, and SR 5,000 for 6 and SR 6,000 for 12 months
Applicable Cards
![Black box](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/black-box-400x219.jpg)
Black box
The minimum spend required for 3 months installments is SR 500, and SR 5,000 for 6 and SR 10,001 for 12 months
Applicable Cards
![Sheta & Saif](/content/dam/sabpws/personal/compare-credit-cards/aqsat/home/sheta-saif-400x219-27.jpg)
Sheta & Saif
The minimum spend required for 3 months installments is SR 500, and SR 5,000 for 6 and SR 10,001 for 12 months
Applicable Cards
![Al-Manea](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/almanea-400x219-26.jpg)
Al-Manea
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
![Abdullah Atallah Al-Farhoud Trading Est](/content/dam/sabpws/personal/compare-credit-cards/aqsat/home/atallah-alfarhoud-400x219-25.jpg)
Abdullah Atallah Al-Farhoud Trading Est
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
![Lilt Trading](/content/dam/sabpws/personal/compare-credit-cards/aqsat/home/lilt-400x219.jpg)
Lilt Trading
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
![Virgin](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/virgin-400x219.jpg)
Virgin
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
![Roomz](/content/dam/sabpws/personal/compare-credit-cards/aqsat/home/roomz-400x219-21.jpg)
Roomz
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
![CityW](/content/dam/sabpws/personal/compare-credit-cards/aqsat/home/cityw-400x219.jpg)
CityW
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
![Miro Trading](/content/dam/sabpws/personal/compare-credit-cards/aqsat/home/miro-400x219.jpg)
Miro Trading
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
![Al-Jazirah Vehicles](/content/dam/sabpws/personal/compare-credit-cards/aqsat/automobiles/aljazirah-vehicles-400x219.jpg)
Al-Jazirah Vehicles
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
![Amazon](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/amazon-400x219.jpg)
Amazon
The minimum spend required for 3,6 & 12 months installments is SR 500
Applicable Cards
![Offers](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/panda-400x219.jpg)
Panda
The minimum spend required for 3 months installments is SR 500
Applicable Cards
![The Gate hotel](/content/dam/sabpws/personal/compare-credit-cards/aqsat/travel/The-Gate-hotel-400x219.jpg)
The Gate hotel
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
![Arror Modern Future](/content/dam/sabpws/personal/compare-credit-cards/aqsat/home/Arror-Modern-400x219.jpg)
Arror Modern Future
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
![Redsea](/content/dam/sabpws/personal/compare-credit-cards/aqsat/home/Redsea-400x219.jpg)
Redsea
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
![Ghazala Co](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/Ghazala-400x219.jpg)
Ghazala Co
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
![Sawwah](/content/dam/sabpws/personal/compare-credit-cards/aqsat/travel/logo/Artboard%2087-100.jpg)
Sawwah
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
![Fly Egypt](/content/dam/sabpws/personal/compare-credit-cards/aqsat/travel/Fly-Egypt-400x219-11.jpg)
Fly Egypt
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
![Anigma](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/Anigma-400x219.jpg)
Anigma
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
![Diamond Horizon tourism](/content/dam/sabpws/personal/compare-credit-cards/aqsat/travel/logo/Artboard%2089-100.jpg)
Diamond Horizon tourism
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
![Yalla Home Gym](/content/dam/sabpws/personal/compare-credit-cards/aqsat/health-and-fitness/Yalla-Home-Gym%20-400x219.jpg)
Yalla Home Gym
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
![Dar Al-Hekma University](/content/dam/sabpws/personal/compare-credit-cards/aqsat/education/Dar%20Al-Hekma-400x219.jpg)
Dar Al-Hekma University
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
![Atlobha](/content/dam/sabpws/personal/compare-credit-cards/aqsat/automobiles/Atlobha-400x219.jpg)
Atlobha
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
![Offers](/content/dam/sabpws/personal/compare-credit-cards/aqsat/home/Ikea-400x219.jpg)
Ikea
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
![Offers](/content/dam/sabpws/personal/compare-credit-cards/aqsat/travel/Saudia-400x219.jpg)
Saudia
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
![Offers](/content/dam/sabpws/personal/compare-credit-cards/aqsat/travel/Almosafer-400x219.jpg)
Almosafer
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
![Offers](/content/dam/sabpws/personal/compare-credit-cards/aqsat/shopping/Jarir-400x219.jpg)
Jarir
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
SAB Aqsat is a credit card feature that offers the convenience of paying large value transactions in small, equal and affordable installments.
It’s simple. Once you make a purchase of SAR 500 or more, you need to call SAB Phone (800 124 5557)
5 days after you make the transaction and within 15 days from the transaction date and request to
convert the purchase amount into instalments for a nominal fee. You will have to specify the
repayment duration (6, 12, or 24 months) for which you would like to benefit from the Aqsat feature.
No, you do not need to apply or fill a separate application form to benefit from AQSAT. All you need to do is to call SAB Direct ( 800 124 5557 ) 5 days after you make the transaction and request to convert your purchase amount into AQSAT (monthly installments).
There are no documents or a down-payment required to benefit from the Aqsat feature
A nominal processing fee depends on the AQSAT plan you choose. For more about fees please check the table above.
The table below is an example of how “SAB AQSAT” works for credit card transaction of SAR 5,000 converted into a SAB AQSAT plan for 6, 12, or 24-months term:
AQSAT Installment Calculation - SAR 5,000 Transaction | |||
Tenor | 6 Months | 12 Months | 24 Months |
Annual percentage rate (APR) | 0% | 0% | 24% (12% annual rate) |
Monthly Installment (SAR) | 833.3 | 416.7 | 258.3 |
Administration Fee (Fixed amount) | 113.85 |
228.85 | 57.5 |
Yes, all SAB Credit Cardholders can benefit from the AQSAT feature, (Except for SAB Visa Credit Card * My Card and SAB Business Credit Card).
No, there is no limit on the number of transactions you can convert to AQSAT. You can convert your transaction to AQSAT up to the maximum available credit limit but no more than 95% of your credit card limit
The credit limit equal to the AQSAT transaction would be blocked initially. The remaining balance of the booked AQSAT transaction would be blocked and released gradually after each monthly installment. For Example: If your credit limit is SAR 10,000 and you have done an AQSAT transaction for SAR 6,000. Initially, your credit limit would be blocked for SAR 6,000 and as and when you are repaying your monthly installment of SAR 1,000, the blocked limit would be released. Once you repay 3 installments, you would have SAR 7,000 available limit and once you settle the entire AQSAT outstanding balance, you would have your entire credit limit of SAR 10,000.
The relevant A Monthly Installment will be added to Amount Outstanding and the Minimum Amount Due on each month’s statement, the total of which needs to be settled by the customer on or before the payment due date (until all Aqsat outstanding amount is fully paid)
In case you wish to cancel the AQSAT transaction prior to the end of any outstanding AQSAT term, you need to call SAB Phone at 800 124 5557 and request for the same. This will take a minimum of 3 working days for the cancellation to take effect. The AQSAT outstanding amount RESTRICTED will be added to the overall outstanding amount which would need to be settled by the payment due date. The Bank will charge a fee of SAR 115 as an early settlement fee.
Yes, you can benefit from exclusive 0% annual percentage rate at participating merchant outlets.
Yes, you earn ICSAB+ reward points for purchases converted to AQSAT.
For more information about AQSAT, please call SAB Phone 800 124 5557 (within the Kingdom) or +966 800 124 5557 (outside the Kingdom)