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  • AQSAT - Shopping Credit Card Installment Plans

    AQSAT - Shopping Credit Card Installment Plans

    saco

    SACO

    • 3 Months: minimum spend of SR 500 + No management fees.
    • 6 Months: minimum spend of SR 3,000 + No management fees.
    • 12 Months: minimum spend of SR 5,000 + No management fees.

    Applicable Cards

    All Credit Cards

    Promotions icon
    From 26 May 2024 Until March 31, 2025
    Syarah

    Syarah

    • 3 Months: minimum spend of SR 500 + no processing fees.
    • 6 Months: minimum spend of SR 500 + 99 SR one-time processing fees.
    • 12 Months: minimum spend of SR 2000 + 199 SR one-time processing fees.

    Applicable Cards

    Promotions icon
    Offer valid until June 20, 2024
    Offers

    SAUDI ELECTRICITY COMP

    • 3 or 6 Months: minimum spend of SR 500 + no processing fees.
    • 12 Months: minimum spend of SR 1,000 + no processing fees.

    Applicable Cards

    Promotions icon
    From 1st July 2024 Until 1st February 2025 February 1, 2025
    Offers

    Kooheji Jewellery

    • ·3 Months: minimum spend of SR 500
    • ·6 Months: minimum spend of SR 5,000
    • ·12 Months: minimum spend of SR 7,000

    Applicable Cards

    Promotions icon
    From 1st July 2024 Until 31st May 2025 May 31, 2025
    Offers

    Pay your traffic

    • Pay your traffic Violations via your SAB Credit Card and install the transaction to up to 12 equal monthly installments at 0% and with no additional fees!
    • Log into your SAB Mobile, click on the Fines icon, choose your SAB Credit Card account for payment. To install the transaction, look for it on the list of transactions on the Credit Card transactions screen, click on the “AQSAT” icon and follow the journey

    Applicable Cards

    Promotions icon
    Valid until 31 May 2024 May 31, 2024
    Offers

    Boss Kidswear

    3 Months: minimum spend of SR 500 + no processing fees

    Applicable Cards

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    From 1 June 2024 Until 31 May 2025 May 31, 2025
    Offers

    SWAROVSKI

    3 Months: minimum spend of SR 500 + no processing fees

    Applicable Cards

    Promotions icon
    From 1 June 2024 Until 31 May 2025 May 31, 2025
    Offers

    THE VISITOR

    3 Months: minimum spend of SR 500 + no processing fees

    Applicable Cards

    Promotions icon
    From 1 June 2024 Until 31 May 2025 May 31, 2025
    Offers

    TUMI

    3 Months: minimum spend of SR 500 + no processing fees

    Applicable Cards

    Promotions icon
    From 1 June 2024 Until 31 May 2025 May 31, 2025
    Offers

    TANAGRA

    3 Months: minimum spend of SR 500 + no processing fees

    Applicable Cards

    Promotions icon
    From 1 June 2024 Until 31 May 2025 May 31, 2025
    Offers

    YSL BEAUTY

    3 Months: minimum spend of SR 500 + no processing fees

    Applicable Cards

    Promotions icon
    From 1 June 2024 Until 31 May 2025 May 31, 2025
    Offers

    TOM FORD

    3 Months: minimum spend of SR 500 + no processing fees

    Applicable Cards

    Promotions icon
    From 1 June 2024 Until 31 May 2025 May 31, 2025
    Offers

    NARS

    3 Months: minimum spend of SR 500 + no processing fees

    Applicable Cards

    Promotions icon
    From 1 June 2024 Until 31 May 2025 May 31, 2025
    Offers

    MOLTON BROWN

    3 Months: minimum spend of SR 500 + no processing fees

    Applicable Cards

    Promotions icon
    From 1 June 2024 Until 31 May 2025 May 31, 2025
    Offers

    L'OCCITANE

    3 Months: minimum spend of SR 500 + no processing fees

    Applicable Cards

    Promotions icon
    From 1 June 2024 Until 31 May 2025 May 31, 2025
    Offers

    GIVENCHY BEAUTY

    3 Months: minimum spend of SR 500 + no processing fees

    Applicable Cards

    Promotions icon
    From 1 June 2024 Until 31 May 2025 May 31, 2025
    Offers

    KILIAN PARIS

    3 Months: minimum spend of SR 500 + no processing fees

    Applicable Cards

    Promotions icon
    From 1 June 2024 Until 31 May 2025 May 31, 2025
    Offers

    GIORGIO ARMANI BEAUTY

    3 Months: minimum spend of SR 500 + no processing fees

    Applicable Cards

    Promotions icon
    From 1 June 2024 Until 31 May 2025 May 31, 2025
    Offers

    GHAWALI

    3 Months: minimum spend of SR 500 + no processing fees

    Applicable Cards

    Promotions icon
    From 1 June 2024 Until 31 May 2025 May 31, 2025
    Offers

    FACES

    3 Months: minimum spend of SR 500 + no processing fees

    Applicable Cards

    Promotions icon
    From 1 June 2024 Until 31 May 2025 May 31, 2025

    RENE CAOVILLA

    3 Months: minimum spend of SR 500 + no processing fees

    Applicable Cards

    Promotions icon
    From 1 June 2024 Until 31 May 2025 May 31, 2025
    Offers

    FERRAGAMO

    3 Months: minimum spend of SR 500 + no processing fees

    Applicable Cards

    Promotions icon
    From 1 June 2024 Until 31 May 2025 May 31, 2025
    Offers

    VERSACE

    3 Months: minimum spend of SR 500 + no processing fees

    Applicable Cards

    Promotions icon
    From 1 June 2024 Until 31 May 2025 May 31, 2025
    Offers

    TORY BURCH

    3 Months: minimum spend of SR 500 + no processing fees

    Applicable Cards

    Promotions icon
    From 1 June 2024 Until 31 May 2025 May 31, 2025
    Offers

    TODS

    3 Months: minimum spend of SR 500 + no processing fees

    Applicable Cards

    Promotions icon
    From 1 June 2024 Until 31 May 2025 May 31, 2025
    Offers

    RALPH LAUREN

    3 Months: minimum spend of SR 500 + no processing fees

    Applicable Cards

    Promotions icon
    From 1 June 2024 Until 31 May 2025 May 31, 2025
    Offers

    OFF WHITE

    3 Months: minimum spend of SR 500 + no processing fees

    Applicable Cards

    Promotions icon
    From 1 June 2024 Until 31 May 2025 May 31, 2025
    Offers

    MICHAEL KORS

    3 Months: minimum spend of SR 500 + no processing fees

    Applicable Cards

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    From 1 June 2024 Until 31 May 2025 May 31, 2025
    Offers

    Malabar Gold & Diamonds

    • 3 Months: minimum spend of SR 500 + no processing fees
    • 6 & 12 Months: minimum spend of SR 5,000 + no processing fees

    Applicable Cards

    Promotions icon
    Until 31 March 2025 March 31, 2025
    Offers

    LACOSTE

    3 Months: minimum spend of SR 500 + no processing fees

    Applicable Cards

    Promotions icon
    From 1 June 2024 Until 31 May 2025 May 31, 2025
    Offers

    KARL LAGERFELD

    3 Months: minimum spend of SR 500 + no processing fees

    Applicable Cards

    Promotions icon
    From 1 June 2024 Until 31 May 2025 May 31, 2025
    Offers

    JIMMY CHOO

    3 Months: minimum spend of SR 500 + no processing fees

    Applicable Cards

    Promotions icon
    From 1 June 2024 Until 31 May 2025 May 31, 2025
    Offers

    GUESS

    3 Months: minimum spend of SR 500 + no processing fees

    Applicable Cards

    Promotions icon
    From 1 June 2024 Until 31 May 2025 May 31, 2025
    Offers

    ETRO

    3 Months: minimum spend of SR 500 + no processing fees

    Applicable Cards

    Promotions icon
    From 1 June 2024 Until 31 May 2025 May 31, 2025
    Offers

    ETOILE LA BOUTIQUE

    3 Months: minimum spend of SR 500 + no processing fees

    Applicable Cards

    Promotions icon
    From 1 June 2024 Until 31 May 2025 May 31, 2025
    Offers

    ADOLFO DOMINGUEZ

    3 Months: minimum spend of SR 500 + no processing fees

    Applicable Cards

    Promotions icon
    From 1 June 2024 Until 31 May 2025 May 31, 2025
    niuli-kitchens

    Niuli kitchens

    • 3 Months: minimum spend of SR 500 + No management fees.
    • 6 Months: minimum spend of SR 1,000 + No management fees.
    • 12 Months: minimum spend of SR 2,000 + No management fees.

    Applicable Cards

    All Credit Cards

    Promotions icon
    From 26 May 2024 Until March 31, 2025
    Offers

    Almatar

    Minimum transaction value is 1,000 SR for 6 months and 3,000 SR for 12 Months

    Applicable Cards

    Promotions icon
    Offer valid until March 5th 2025 March 5, 2024
    Offers

    Alriyad Travel & Tourism

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Offer valid until August 1, 2024
    Offers

    Almosafer

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    valid until November 1, 2024
    Offers

    Saudia

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    valid until November 1, 2024
    Offers

    Diamond Horizon tourism

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    valid until November 5, 2024
    Offers

    Fly Egypt

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    valid until November 5, 2024
    Offers

    Sawwah

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    valid until November 5, 2024
    Offers

    Emirates airlines

    Minimum transaction value is 2,000 SR for 6 months

    Applicable Cards

    Promotions icon
    Offer valid until February 5, 2024
    Offers

    Lilt Trading

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Offer valid until May 14, 2024
    Offers

    ALMUTLAQ Co. ltd.

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Offer valid until June 16, 2024
    Offers

    Albassam

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Offer valid until October 2, 2024
    Offers

    iHome

    Minimum transaction value is 4,000 SR for 6 months and 7,000 SR for 12 Months

    Applicable Cards

    Promotions icon
    Offer valid until April 12, 2024
    Offers

    Midas Furniture

    Minimum transaction value is 500 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Offer valid until January 1, 2024
    Offers

    Roomz

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Offer valid until May 14, 2024
    Offers

    CityW

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Offer valid until May 14, 2024
    Offers

    Alruqaib

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Offer valid until June 15, 2024
    Offers

    Abdullah Atallah Al-Farhoud Trading Est

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Offer valid until May 14, 2024
    Offers

    Melen

    Minimum transaction value is 1,980 SR for 6 months and 3,980 SR for 12 Months

    Applicable Cards

    Promotions icon
    Valid until November 1, 2024
    Offers

    Ikea

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Valid until November 1, 2024
    Offers

    Retzn

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Valid until November 1, 2024
    Offers

    Arror Modern Future

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Valid until November 5, 2024
    Offers

    Daze

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Valid until November 5, 2024
    Offers

    B-Design

    Minimum transaction value is 1,000 SR for 6 months and 2,000 SR for 12 Months

    Applicable Cards

    Promotions icon
    Valid until November 5, 2024
    Offers

    Al Abdullatif Furniture

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Valid until November 5, 2024
    Offers

    Miro Trading

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Offer valid until May 14, 2024
    Offers

    Alshammasi Furniture

    Minimum transaction value is 1,000 SR for 6 months and 2,000 SR for 12

    Applicable Cards

    Promotions icon
    Valid until November 25, 2024
    Offers

    Community vision international schools

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Offer valid until March 15, 2024
    Offers

    Al-Motaqadimah Schools Company

    Minimum transaction value is 5,000 SR for 6 months and 6,000 SR for 12 Months

    Applicable Cards

    Promotions icon
    Offer valid until June 19, 2024
    Offers

    Al Khaleej Training

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Offer valid until August 15, 2024
    Offers

    Dar Al-Hekma University

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    valid until November 5, 2024
    Offers

    Amazon

    Minimum transaction value is 500 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Offer valid until July 23, 2024
    Offers

    Black box

    Minimum transaction value is 5,000 SR for 6 months and 10,000 SR for 12 Months

    Applicable Cards

    Promotions icon
    Offer valid until June 19, 2024
    Offers

    eXtra

    Minimum transaction value is 3,499 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Offer valid until June 19, 2024
    Offers

    NICE

    Minimum transaction value is 3,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Offer valid until October 24, 2024
    Offers

    Noon

    Minimum transaction value is 500 SR for 6 months and 3,000 SR for 12 Months

    Applicable Cards

    Promotions icon
    Offer valid until June 1, 2024
    Offers

    Virgin

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Offer valid until October 22, 2024
    Offers

    Carrefour

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Offer valid until November 22, 2024
    Offers

    Tokyo Games

    Minimum transaction value is 3,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Offer valid until June 19, 2024
    Offers

    STC channels

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Offer valid until August 4, 2024
    Offers

    Al-Manea

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Offer valid until June 20, 2024
    Offers

    Jarir

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    valid until November 1th 2024 November 1, 2024
    Offers

    Lulu Hypermarket

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Offer valid until October 24, 2024
    Offers

    Panda

    Minimum transaction value is 1,000 SR for 3 months

    Applicable Cards

    Promotions icon
    Offer valid until August 11, 2024
    Offers

    Ghazala Co

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Offer valid until November 5, 2024
    Offers

    Anigma

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Offer valid until November 5, 2024
    Offers

    The Gate hotel

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Offer valid until November 5, 2024
    Offers

    AlBadr Optical

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Offer valid until November 25, 2024
    Offers

    Alsanidi

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Offer valid until November 25, 2024
    Offers

    Casablanca Grand hotel

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Offer valid until November 25, 2024
    Offers

    Four Seasons Hotel

    Minimum transaction value is 3000 SR for 6 months and 5,000 SR for 12 Months

    Applicable Cards

    Promotions icon
    Offer valid until November 25, 2024
    Offers

    Modern Electronics

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Offer valid until November 25, 2024
    Offers

    Redsea by Abdul Latif Jameel

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Offer valid until November 5, 2024
    Al-Jazirah Vehicles

    Al-Jazirah Vehicles

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Promotion valid until June 20, 2024
    Atlobha

    Atlobha

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Promotion valid until November 5, 2024
    Offers

    Magrabi

    Minimum transaction value is 2,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Offer valid until February 19, 2024
    Offers

    Backcomfort

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Offer valid until June 19, 2024
    Offers

    Fitness time

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Promotion valid until November 1, 2024
    Offers

    Yalla Home Gym

    Minimum transaction value is 1,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Promotion valid until November 5, 2024
    Offers

    Smile Dental Clinic

    Minimum transaction value is 8,000 SR for 6 & 12 months

    Applicable Cards

    Promotions icon
    Promotion valid until December 31, 2024
    Offers

    Sheta & Saif

    Minimum transaction value is 5,000 SR for 6 months and 10,000 SR for 12 Months

    Applicable Cards

    Promotions icon
    Offer valid until June 19, 2024
    FAQ's

    SAB Aqsat is a credit card feature that offers the convenience of paying large value transactions in small, equal and affordable installments.

    It’s simple. Once you make a purchase of SAR 500 or more, you need to call SAB Phone (800 124 5557)

    5 days after you make the transaction and within 15 days from the transaction date and request to

    convert the purchase amount into instalments for a nominal fee. You will have to specify the

    repayment duration (6, 12, or 24 months) for which you would like to benefit from the Aqsat feature.

    No, you do not need to apply or fill a separate application form to benefit from AQSAT. All you need to do is to call SAB Direct ( 800 124 5557  ) 5 days after you make the transaction and request to convert your purchase amount into AQSAT (monthly installments).

    There are no documents or a down-payment required to benefit from the Aqsat feature

     

    A nominal processing fee depends on the AQSAT plan you choose. For more about fees please check the table above.

     

    The table below is an example of how “SAB AQSAT” works for credit card transaction of SAR 5,000 converted into a SAB AQSAT plan for 6, 12, or 24-months term:

    AQSAT Installment Calculation - SAR 5,000 Transaction
    Tenor 6 Months 12 Months 24 Months
    Annual percentage rate (APR) 0% 0% 24% (12% annual rate)
    Monthly Installment (SAR) 833.3 416.7 258.3
    Administration Fee (Fixed amount)

    113.85

    228.85 57.5

    Yes, all SAB Credit Cardholders can benefit from the AQSAT feature, (Except for SAB Visa Credit Card * My Card and SAB Business Credit Card).

    No, there is no limit on the number of transactions you can convert to AQSAT. You can convert your transaction to AQSAT up to the maximum available credit limit but no more than 95% of your credit card limit

     

    The credit limit equal to the AQSAT transaction would be blocked initially. The remaining balance of the booked AQSAT transaction would be blocked and released gradually after each monthly installment. For Example: If your credit limit is SAR 10,000 and you have done an AQSAT transaction for SAR 6,000. Initially, your credit limit would be blocked for SAR 6,000 and as and when you are repaying your monthly installment of SAR 1,000, the blocked limit would be released. Once you repay 3 installments, you would have SAR 7,000 available limit and once you settle the entire AQSAT outstanding balance, you would have your entire credit limit of SAR 10,000.

     

    The relevant A Monthly Installment will be added to Amount Outstanding and the Minimum Amount Due on each month’s statement, the total of which needs to be settled by the customer on or before the payment due date (until all Aqsat outstanding amount is fully paid)

     

    In case you wish to cancel the AQSAT transaction prior to the end of any outstanding AQSAT term, you need to call SAB Phone at 800 124 5557 and request for the same. This will take a minimum of 3 working days for the cancellation to take effect. The AQSAT outstanding amount RESTRICTED will be added to the overall outstanding amount which would need to be settled by the payment due date. The Bank will charge a fee of SAR 115 as an early settlement fee.

     

    Yes, you can benefit from exclusive 0% annual percentage rate at participating merchant outlets.

     

    Yes, you earn ICSAB+ reward points for purchases converted to AQSAT.

     

     

    For more information about AQSAT, please call SAB Phone 800 124 5557 (within the Kingdom) or +966 800 124 5557 (outside the Kingdom)

     

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