Browse By Category

Alomar
The minimum spend required for 3 months installments is SR 500, and SR 5,000 for 6 months and SR 10,000 for 12 months
Applicable Cards

51 Talk
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 months and SR 2,000 for 12 months
Applicable Cards

Smile Dental Clinic
The minimum spend required for 3 months installments is SR 500, and SR 8,000 for 6 and 12 months
Applicable Cards

KARL LAGERFELD
he minimum spend required for 3 months installments is SR 500
Applicable Cards

GUESS
The minimum spend required for 3 months installments is SR 500
Applicable Cards

ETOILE LA BOUTIQUE
The minimum spend required for 3 months installments is SR 500
Applicable Cards

ADOLFO DOMINGUEZ
The minimum spend required for 3 months installments is SR 500
Applicable Cards

LACOSTE
The minimum spend required for 3 months installments is SR 500
Applicable Cards

JIMMY CHOO
The minimum spend required for 3 months installments is SR 500
Applicable Cards

ETRO
The minimum spend required for 3 months installments is SR 500
Applicable Cards

RALPH LAUREN
The minimum spend required for 3 months installments is SR 500
Applicable Cards

OFF WHITE
The minimum spend required for 3 months installments is SR 500
Applicable Cards

MICHAEL KORS
The minimum spend required for 3 months installments is SR 500
Applicable Cards

TORY BURCH
The minimum spend required for 3 months installments is SR 500
Applicable Cards

VERSACE
The minimum spend required for 3 months installments is SR 500
Applicable Cards

TODS
The minimum spend required for 3 months installments is SR 500
Applicable Cards

FACES
The minimum spend required for 3 months installments is SR 500
Applicable Cards

RENE CAOVILLA
The minimum spend required for 3 months installments is SR 500
Applicable Cards

FERRAGAMO
The minimum spend required for 3 months installments is SR 500
Applicable Cards

L'OCCITANE
The minimum spend required for 3 months installments is SR 500
Applicable Cards

GIVENCHY BEAUTY
The minimum spend required for 3 months installments is SR 500
Applicable Cards

GHAWALI
The minimum spend required for 3 months installments is SR 500
Applicable Cards

YSL BEAUTY
The minimum spend required for 3 months installments is SR 500
Applicable Cards

MOLTON BROWN
The minimum spend required for 3 months installments is SR 500
Applicable Cards

KILIAN PARIS
The minimum spend required for 3 months installments is SR 500
Applicable Cards

SWAROVSKI
The minimum spend required for 3 months installments is SR 500
Applicable Cards

THE VISITOR
The minimum spend required for 3 months installments is SR 500
Applicable Cards

TANAGRA
The minimum spend required for 3 months installments is SR 500
Applicable Cards

NARS
The minimum spend required for 3 months installments is SR 500
Applicable Cards

TOM FORD
The minimum spend required for 3 months installments is SR 500
Applicable Cards

TUMI
The minimum spend required for 3 months installments is SR 500
Applicable Cards

GIORGIO ARMANI BEAUTY
The minimum spend required for 3 months installments is SR 500
Applicable Cards

BOSS KIDS
The minimum spend required for 3 months installments is SR 500
Applicable Cards

Noon
Minimum Transaction Value: SR 500 for 3, 6 month & SR 3,000 for 12 months
Applicable Cards

Back comfort
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards

Alshammasi Furniture
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and SR 2,000 for 12 months.
Applicable Cards

ALMUTLAQ Co
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards

Alruqaib
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards

Ashley
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards

Niuli kitchens
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and SR 2,000 for 12 months
Applicable Cards
All Credit Cards

Malabar Gold & Diamonds
The minimum spend required for 3 months installments is SR 500, and SR 5,000 for 6 and 12 months
Applicable Cards

Four Seasons Hotel
The minimum spend required for 3 months installments is SR 500, and SR 3,000 for 6 and SR 5,000 for 12 months.
Applicable Cards

Kooheji Jewellery
The minimum spend required for 3 months installments is SR 500, and SR 5,000 for 6 and SR 7,000 for 12 months
Applicable Cards

SACO
The minimum spend required for 3 months installments is SR 500, and SR 3,000 for 6 and SR 5,000 for 12 months
Applicable Cards
All Credit Cards

Indian Motorcycle
Applicable Cards

Drive 7
The minimum spend required for 3 ,6 months installments is SR 500, and SR 2,000 for 12 months
Applicable Cards

Italian appliances Trading
The minimum spend required for 3 months installments is SR 500, and SR 2,000 for 6 and SR 3,500 for 12 months
Applicable Cards

Almatar
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and SR 3,000 for 12 months
Applicable Cards

OPOLIA
The minimum spend required for 3 ,6 months installments is SR 500, and SR 2,000 for 12 months
Applicable Cards

Professional Closets
The minimum spend required for 3 months installments is SR 500, and SR 5,000 for 6 and SR 10,000 for 12 months
Applicable Cards

eXtra
The minimum spend required for 3 months installments is SR 500
Applicable Cards

Lulu Hypermarket
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards

Alriyad Travel & Tourism
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards

MAGRABI
The minimum spend required for 3 months installments is SR 500, and SR 2,000 for 6 and 12 months
Applicable Cards

STC channels
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards

Al-Motaqadimah Schools Company
The minimum spend required for 3 months installments is SR 500, and SR 5,000 for 6 and SR 6,000 for 12 months
Applicable Cards

Black box
The minimum spend required for 3 months installments is SR 500, and SR 5,000 for 6 and SR 10,001 for 12 months
Applicable Cards

Sheta & Saif
The minimum spend required for 3 months installments is SR 500, and SR 5,000 for 6 and SR 10,001 for 12 months
Applicable Cards

Al-Manea
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards

Abdullah Atallah Al-Farhoud Trading Est
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards

Lilt Trading
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards

Virgin
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards

Roomz
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards

CityW
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards

Miro Trading
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards

Al-Jazirah Vehicles
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards

Amazon
The minimum spend required for 3,6 & 12 months installments is SR 500
Applicable Cards

Panda
The minimum spend required for 3 months installments is SR 500
Applicable Cards

The Gate hotel
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards

Arror Modern Future
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards

Redsea
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards

Ghazala Co
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards

Sawwah
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards

Fly Egypt
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards

Anigma
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards

Diamond Horizon tourism
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards

Yalla Home Gym
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards

Dar Al-Hekma University
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards

Atlobha
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards

Ikea
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards

Saudia
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards

Almosafer
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards

Jarir
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
SAB Aqsat is a credit card feature that offers the convenience of paying large value transactions in small, equal and affordable installments.
It’s simple. Once you make a purchase of SAR 500 or more, you need to call SAB Phone (800 124 5557)
5 days after you make the transaction and within 15 days from the transaction date and request to
convert the purchase amount into instalments for a nominal fee. You will have to specify the
repayment duration (6, 12, or 24 months) for which you would like to benefit from the Aqsat feature.
No, you do not need to apply or fill a separate application form to benefit from AQSAT. All you need to do is to call SAB Direct ( 800 124 5557 ) 5 days after you make the transaction and request to convert your purchase amount into AQSAT (monthly installments).
There are no documents or a down-payment required to benefit from the Aqsat feature
A nominal processing fee depends on the AQSAT plan you choose. For more about fees please check the table above.
The table below is an example of how “SAB AQSAT” works for credit card transaction of SAR 5,000 converted into a SAB AQSAT plan for 6, 12, or 24-months term:
AQSAT Installment Calculation - SAR 5,000 Transaction | |||
Tenor | 6 Months | 12 Months | 24 Months |
Annual percentage rate (APR) | 0% | 0% | 24% (12% annual rate) |
Monthly Installment (SAR) | 833.3 | 416.7 | 258.3 |
Administration Fee (Fixed amount) | 113.85 |
228.85 | 57.5 |
Yes, all SAB Credit Cardholders can benefit from the AQSAT feature, (Except for SAB Visa Credit Card * My Card and SAB Business Credit Card).
No, there is no limit on the number of transactions you can convert to AQSAT. You can convert your transaction to AQSAT up to the maximum available credit limit but no more than 95% of your credit card limit
The credit limit equal to the AQSAT transaction would be blocked initially. The remaining balance of the booked AQSAT transaction would be blocked and released gradually after each monthly installment. For Example: If your credit limit is SAR 10,000 and you have done an AQSAT transaction for SAR 6,000. Initially, your credit limit would be blocked for SAR 6,000 and as and when you are repaying your monthly installment of SAR 1,000, the blocked limit would be released. Once you repay 3 installments, you would have SAR 7,000 available limit and once you settle the entire AQSAT outstanding balance, you would have your entire credit limit of SAR 10,000.
The relevant A Monthly Installment will be added to Amount Outstanding and the Minimum Amount Due on each month’s statement, the total of which needs to be settled by the customer on or before the payment due date (until all Aqsat outstanding amount is fully paid)
In case you wish to cancel the AQSAT transaction prior to the end of any outstanding AQSAT term, you need to call SAB Phone at 800 124 5557 and request for the same. This will take a minimum of 3 working days for the cancellation to take effect. The AQSAT outstanding amount RESTRICTED will be added to the overall outstanding amount which would need to be settled by the payment due date. The Bank will charge a fee of SAR 115 as an early settlement fee.
Yes, you can benefit from exclusive 0% annual percentage rate at participating merchant outlets.
Yes, you earn ICSAB+ reward points for purchases converted to AQSAT.
For more information about AQSAT, please call SAB Phone 800 124 5557 (within the Kingdom) or +966 800 124 5557 (outside the Kingdom)