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Terms and Conditions

  • The offer includes converting eligible transactions into monthly installments Upto a 24-month period at 0% Tawarruq Charges.
  • The offer is valid from 9 August 2026 until 30 September 2026
  • The customer must make the purchase from one of the eligible stores below: (Min amount in SAR).
    • SAMSUNG.COM (Min SAR1000)
    • Samsung Experience Store Cenomi Mall of Arabia Jeddah (Min SAR4000)
    • Samsung Experience Store Cenomi U Walk Jeddah (Min SAR2500)
    • Samsung Mega Store - Jeddah Park (Min SAR2500)
    • Samsung Experience Store Riyadh Park (Min SAR4000)
    • Samsung Experience Store ROSHN Front Riyadh (Min SAR2500)
    • Extra Showroom | App | Website (Min SAR4499)
  • The Cardholder has 15 days to convert the transaction to installments from the date of the transaction. The transaction cannot be converted to AQSAT once the card statement is issued for that month.
  • Installment plans and eligible transaction benefits shall only apply to settled transactions. A transaction shall be deemed settled upon the final debit/credit clearance by the Merchant’s Acquiring Bank and posting to the Cardholder's statement. Authorized transactions pending merchant settlement are not eligible for installment conversion.
  • Following the purchase, the cardholder is responsible for fulfilling any requirements set by the bank, including converting the transaction into installments via the bank's digital channels through the following steps:
    1. Log into your account on SABMobile
    2. Choose the Card used for the transaction
    3. Click on “Services”
    4. Scroll down and click on “New AQSAT Plan”
    5. Click on “SAB Partners”
    6. Choose “Apply AQSAT to a transaction”
    7. Choose the eligible Transaction.
  • Once the customer chooses to install a transaction, the payment of that transaction will switch from becoming fully due on the due date to being due at month 0% installments.
  • The available credit limit on the card account will be decreased by the total value of the due installments, and will start to increase on a monthly basis after the payment of each monthly installment.
  • The monthly installment will be added to the total due amount as well as the minimum due amount on the cardholder’s monthly statement (depending on the cardholder’s payment method), which should be paid on or before the due date.
  • Late payments or non-payment of installments will result in cancelling the AQSAT Plan(s) and the outstanding AQSAT Principal Sum(s) in question being converted to standard purchasing transactions and will be treated under the Credit Card Agreement.
  • If the Cardholder wants to close the Card Account before the end of any “Installment” period, the installments due will be added to the total due amount which will be payable as required by Cardholder Agreement.
  • Any credit balance arising due to a refund, successful chargeback or advance amount deposited by the Cardholder will not settle against part or full SAB AQSAT Outstanding amount. If the Cardholder wishes to cancel his AQSAT transaction, then he must contact the bank through the official bank channels.
  • In case of complaints, please contact us through the bank's digital channels or call 800 116 6866.