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Share all the benefits of SAB 

You've already discovered the benefits of banking with us. So spread the word and refer a friend to SAB to get a referral reward for every person who opens a new account.

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How do referral program work?

You provide a friend with a recommendation they can trust. And as a thank you we will award you with ICSAB+ points. Everyone wins! Just make sure your friend is not already a SAB customer and that they're happy to be contacted by us.

Get 10,000 ICAB+ points for every new Premier customer, your friend will get:

Priority service in Premier Centers & special lounges in Saudi Arabia.

An expert Premier Relationship Manager is on call to help your friend discover and enjoy everything that Premier has to offer

Exclusive range of rewards, offers and privileges with our no annual fee SAB Premier MasterCard and linked ICSAB+ loyalty program for card spends

Preferential rates and free offers for many banking products and service

HSBC Global recognition and worldwide emergency support.

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They'll need to:

  • Transfer a monthly Salary with a minimum of SAR40,000 or
  • An existing 3 months average of SAR 500,000 - minimum 3-months average SAR 350,000 with SAB and SAR 150,000 with SAB invest

Get 5,000 ICSAB+ points for every new Advance customer, your friend will get:

Priority customer service in our Advance Lounges

Free Advance Visa Credit Card

An expert Premier Relationship Manager is on call to help your friend discover and enjoy everything that Premier has to offer

Global emergency support

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They'll need to:

  • Transfer a monthly Salary with a minimum of SAR20,000
  • Total size of relationship with SAB and Alawwal invest of minimum SAR100,000
Frequently Asked Questions

Login in to your SAB mobile Or SAB online, and then select (Refer A Friend )

If your friends become a new SAB customer, we'll credit your referral points to your ICSAB+ portal 90 days after they fulfil the eligibility criteria. Your referral points depend on your friend meeting the eligibility requirements for the account they open.

ICSAB+ is the most rewarding loyalty program, you can enjoy rewards like never before and maximize your points earning potential! Our big merchant network is at your service with more than 100 local and international partners, in addition to multiple redemption options that are tailored for an even more rewarding banking experience.

ICSAB+ points will be credited within 90 days after meeting the eligibility criteria.

Yes, ICSAB+ points expire after one year from the date of earning them, and they must be redeemed during this period.

ICSABB+ points can be redeemed through SAB online and SAB mobile at any time, with the below options:

  • ICSAB+ CA$H to your Account or Credit Card
  • Hotel Stay
  • Flight Booking
  • Donation to charitable platforms
  • E-vouchers
  • General retail banking terms and conditions of ICSAB+ rewards programs apply.

ICSABB+ Terms and conditions

FAQs

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Notes:

 

  • Your friend must open the account and meet its eligibility requirements within 3 months of your referral.
  • You'll have to have been a current SAB customer for at least a month to refer a friend.
  • You can refer up to 9 people every calendar quarter.