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Discover a more rewarding journey with SAB Qatar Airways Privilege Club Credit Card 

  • Earn rewards on all your daily transactions with SAB Qatar Airways Privilege Club Credit Card
  • Enjoy a wide range of travel and lifestyle benefits designed to enhance the way you explore the world
  • Explore a world of offers and perks through Visa! To view Visa offers, please visit: Visa Offers and Perks | VISA (visamiddleeast.com)
  • Annual fee of SAR 950 + VAT applicable from first year

Save up to 17% on Qatar Airways flights

Book your next trip from Saudi Arabia on qatarairways.com or the Qatar Airways mobile app using promo code SABQR26 and pay with your SAB Qatar Airways Privilege Club Credit Card by 19 June 2027 to enjoy exclusive savings of up to 17%. Terms and conditions apply.

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Qatar Airways Privilege Club benefits for the cardholder
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Collect Avios with every purchase

Qatar Airways spending:

  • Collect 2 Avios for every SAR 1 spent on Qatar Airways flights booked on qatarairways.com or Qatar Airways mobile app 

International spending (non-SAR currency):

  • Collect 2 Avios for every SAR 3 spent in GCC (excluding Saudi Arabia)
  • Collect 1 Avios for every SAR 3 spent except in GCC and EEA
  • Collect 1 Avios for every SAR 5 spent in EEA

Domestic spending:

  • Collect 1 Avios for every SAR 5 spent except on select merchant categories
  • Collect 1 Avios for every SAR 12.5 spent on select merchant categories
  • Select merchant categories (lower MCC categories) mentioned above include: Educations • Donation • Barbershops and Beauty • Utilities and Governments fees • Insurance and IPOs • Real-estate and Rentals • Taxis • Quick Service Restaurants • Automobile sales and maintenance • Transportation services, Roads, parking lots • Cleaning Garment and Laundry Services • Variety Stores • Grocery Stores and Supermarkets • Candy, Nut and Confectionery Stores • Miscellaneous Food Stores • Ready-To-Wear Stores • Family Clothing Stores • Eating Places and Restaurants • Gift and Souvenir Shops • Cosmetic Stores • Automobile Rental Agency
  • Transactions that are not eligible to collect Avios include, but are not limited • Balance Transfers • Easy Payment Plans / AQSAT Program • Cash withdrawal • Utility bills / SADAD payments • Digital wallets payments (eg STC PAY, URPAY, etc.) • All fees imposed on the card by the bank • Reverse transactions by merchants • Petrol Station and Service station
  • Avios will be credited to the primary cardholder's Qatar Airways Privilege Club account within 48 hours of the billed transaction.
  • Cardholder will receive a monthly synopsis SMS of the accumulated Avios during that month.
  • When a refund is made on a card, the Avios total will be adjusted accordingly by SAB from Avios collected on subsequent spending.
  • Avios collected by spending on supplementary cards will be credited to the primary cardholder’s Qatar Airways Privilege Club account.
  • If the cardholder is not an existing Qatar Airways Privilege Club member, the personal information of the card applicant will be shared by the Bank with Qatar Airways Privilege Club to enroll the cardholder in the Privilege Club programme if they are not already an existing card member.
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Complimentary upgrade to Silver and Gold tiers with Qatar Airways Privilege Club
  1. In the first year of card issuance:
    • Enjoy upgrade to Silver tier with Qatar Airways Privilege Club for 12 months after first transaction with the credit card. If you are an existing Silver member, your tier will be extended for 12 months from the date of meeting the qualifying criteria.
    • Enjoy upgrade to Gold tier with Qatar Airways Privilege Club for 12 months after cumulatively collecting 80,000 Avios with the credit card. If you are an existing Gold member, your tier will be extended for 12 months from the date of meeting the qualifying criteria.
  2. From the second card anniversary year onwards, you can retain or upgrade tiers based on qualifying spends with the credit card for flight bookings on qatarairways.com or Qatar Airways mobile app in the 12 months preceding the respective card anniversary date-
    • Enjoy upgrade to Silver tier with Qatar Airways Privilege Club for 12 months from the respective card anniversary date, upon cumulative qualifying spends of SAR 3,000. If you are an existing Silver member, your tier will be extended for 12 months from the card anniversary date, upon meeting the qualifying criteria.
    • Enjoy upgrade to Gold tier with Qatar Airways Privilege Club for 12 months from the respective card anniversary date, upon cumulative qualifying spends of SAR 14,000. If you are an existing Gold member, your tier will be extended for 12 months from the card anniversary date, upon meeting the qualifying criteria.
  3. The tier upgrade benefits are applicable for the primary cardholder of SAB Qatar Airways Privilege Club Credit Card only.
  4. Learn more about the benefits of Silver tier with Qatar Airways Privilege Club.
  5. Learn more about the benefits of Gold tier with Qatar Airways Privilege Club.
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Collect up to 90,000 bonus Avios in the first year
  • Enjoy a welcome bonus of 10,000 Avios after first transaction.
  • Collect an additional 40,000 bonus Avios on cumulatively spending SAR 40,000 within the first 6 months.
  • Collect 10,000 bonus Avios every card anniversary quarter upon cumulatively spending SAR 10,000 internationally (maximum of 40,000 bonus Avios every card anniversary year).
  • Collect 10,000 bonus Avios upon renewing your credit card from the second year onwards.
Travel benefits for the cardholder
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Complimentary access to airport lounges for cardholder and guest
  • Benefit from access to over 1,000 lounges worldwide via Visa Airport Companion App for yourself and an additional guest for 4 usages per calendar year with SAB Qatar Airways Privilege Club Credit Card. The cardholder can use all lounges through Visa Airport Companion App. For more details, please visit this page
  • Cardholders of SAB Qatar Airways Privilege Club Credit Card are entitled access to more than 1,000 lounges worldwide for them and an accompanying guest for 4 usages per calendar year. Any additional guests will be charged USD 32 per person.
  • To avail this benefit, the card needs to be presented at the lounge reception.
  • For more details and applicable lounge locations and terms & conditions, please visit this page or download the Visa Airport Companion App.
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Concierge services

The 24-hour concierge provides you with personal services to cardholders of SAB Qatar Airways Privilege Club Credit Card, taking care of all the details so you can simply take your seats and enjoy.

Servicing in English, Arabic, and French, concierge agents can help you with:

  • Restaurant recommendations
  • Booking restaurant reservations
  • Travel arrangements including booking flights, hotels, car rental, hotel transfers, tourist advice
  • Shopping recommendations and assistance with product availability.
  • Arranging a special gift, sending flowers

Concierge contact details:

International phone:

Local phone:

For more information about this feature please visit http://www.visaconciergecemea.com

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YQ meet and assist airport service

YQ is a global network of specialist airport meet and assist service partners. With SAB Qatar Airways Privilege Club Credit Card, you will enjoy savings on booking a personalised and pleasant experience that you deserve while getting through airports.

  • Available at over 450 airports worldwide
  • Complete customs clearance for your luggage.Up to 25% off on published rates

Further instructions:

  • You can book via https://cemea.yqnowgroup.com/ with SAB Qatar Airways Privilege Club Credit Card and the applicable discount for Visa Infinite cards is applied directly to the transaction.
  • Booking for the services must be made at least 72 hours prior to commencement of travel.
  • Offer cannot to be used in conjunction with other promotions.
  • You can also book other services such visa on arrival assistance, baggage porters, limo transfer and more.
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Avis Car Rental

Enjoy discounts when you rent a car with Avis using your SAB Qatar Airways Privilege Club Credit Card.

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Free SAB credit card protection
  • Benefit from free of charge credit protection in the unfortunate event of total and/or permanent disability or death.
  • For more information, please visit this page.
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Travel insurance
  • When using SAB Qatar Airways Privilege Club Credit Card to pay for an airline ticket, receive complimentary travel insurance for that trip.
  • Terms and conditions apply.
  • You can populate Certificates of Insurance for visa purposes by visiting this page. (Access code: Aspire2016).
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Payment Benefits for the Card

  1. Purchase Protection
    • Cardholders will enjoy peace of mind when shopping with their Visa Infinite card and benefit from Purchase Protection (applicable for lost, stolen or damaged goods purchased within 360 days of the purchase date)
    • For more information, claiming proposes, and T&C’s, please visit this page.
  2. Extended Warranty
    • Cardholders can benefit of Extended Warranty on their purchases when paying with their Visa Infinite up to 12 months
    • For more information, claiming processes, and T&C’s, please visit this page.
  3. Fraudulent Card Misuse Protection
    • All Visa Infinite cards will be protected against unauthorized transactions or fraudulent use of their card by unrelated third parties.
    • For more information, claiming proposes, and T&C’s, please visit this page.
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Complimentary supplementary Card

  • At SAB, The Cardholder and his/her family are our highest priority. We would like to offer them the opportunity to share their credit card benefits and features with their loved ones by applying for a free supplementary SAB Credit Card.
  • Cardholder can easily monitor their monthly expenses by viewing the monthly statement. Cardholder can also control the monthly spending limit of the supplementary credit card(s) by setting a specific limit for each card.
  • Further details on the supplementary card are available as part of the general credit card terms and conditions.
Frequently Asked Questions

The SAB Qatar Airways Privilege Club Credit Card is a co-branded credit card offered by Saudi Awwal Bank in partnership with Qatar Airways Privilege Club. This card allows you to collect Avios–the reward currency of Qatar Airways Privilege Club–on your daily spending.

Every time you use your SAB Qatar Airways Privilege Club Credit Card for purchases, you will collect Avios. These Avios can be redeemed for rewards of your choice with Qatar Airways Privilege Club. The Avios typically take around 48 hours to be reflected in the member's account after a purchase.

The number of Avios you will collect on each purchase with SAB Qatar Airways Privilege Club Credit Card depends on the type of purchase (domestic spending, international spending, Qatar Airways spending) and the amount spent. The specific details can be found under the section ‘Qatar Airways Privilege Club benefits for the cardholder’ or by contacting SAB customer service.

Yes, there are certain transactions with SAB Qatar Airways Privilege Club Credit Card that do not qualify for collecting Avios, such as transfers or installment conversions. The specific categories can be found under the under the section ‘Qatar Airways Privilege Club benefits for the cardholder’ or by contacting SAB customer service.

Within 48 hours of the billed transaction with the SAB Qatar Airways Privilege Club Credit Card, the Avios will reflect in your Qatar Airways Privilege Club account. Once credited, you can spend your Avios balance on rewards of your choice with Qatar Airways Privilege Club.

Refunds will be calculated by SAB and the Avios collected will be adjusted from later purchases such that the total Avios credited are in line with the total amount spent with the SAB Qatar Airways Privilege Club Credit Card (based on the transaction type, as shown in the above calculation example).

 Welcome bonus are the bonus Avios that you earn when you first get your SAB Qatar Airways Privilege Club Credit Card and meet the criteria for collecting them. 

The SAB Qatar Airways Visa Infinite Credit Card can be used point of sale (POS) and online purchases worldwide (where Visa cards are accepted).

Avios can be spent on travel and lifestyle rewards of your choice with Qatar Airways Privilege Club including flights with Qatar Airways, oneworld® airlines and partner airlines, upgrades, packages with Qatar Airways Holidays, shopping and dining at Qatar Duty Free, direct bookings with Qatar Executive, exclusive experiences on Privilege Club Collection and much more. Learn more about all the ways you can spend your Avios.

 The annual fee for the SAB Qatar Airways Privilege Club Credit Card is applied immediately and is not waived. The fee is SAR 950 + VAT.

If you’re an existing SAB customer, you can apply for the SAB Qatar Airways Privilege Club Credit Card through our digital channels SAB Online Banking and SAB Mobile[NA1] [BA2] , and if you’re not an existing SAB customer, you can apply through this link. Alternatively, you can contact SAB customer service or visit a SAB branch to apply.

Through our digital channels SAB Online and SAB Mobile

 

If your credit card is lost or stolen, please contact SAB customer service immediately to report the loss and prevent unauthorized usage or through SAB Mobile or SAB Online Banking. 

If you close your SAB Qatar Airways Privilege Club Credit Card, the Avios that you had previously collected will remain in your Qatar Airways Privilege Club account if it is active.

Yes! Avios earned by supplementary cardholders will be credited to the primary cardholder’s Qatar Airways Privilege Club account.

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